1133 Kaplan Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1133 Kaplan Dr, Waterloo, IA 50702

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,712 sqft · built 1978
Lot Size	0.193 acres (8,400 sqft)
Owner	Company Name on File
Last Sale	$170,000 (Jan 2021)
Tax Bill	$4,780 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8813-02-152-020`

Property Details

APN / Parcel Number

Primary APN	`8813-02-152-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,712 sqft Total Area
1st Floor Area	1,712 sqft
Basement Area	1,712 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Deck Area	Deck Area
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1133 KAPLAN DR
City	WATERLOO
State	IA
Zip	50702-4207
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SOUTH RIDGE TERRACE ADDITION LOT 10
Legal Range	13W
Legal Township	88N
Legal Section	02
Legal Subdivision	SOUTH RIDGE TERRACE ADDITION
Legal Lot Number	10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1004
Census Tract	900

Owner

Source: Black Hawk County records · APN 8813-02-152-020

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	807 E SAN MARNAN DR, WATERLOO, IA 50702-5609
Owner Type	Company
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2021 · Amount on Record
Deed Sale	Jan 04, 2021 · Amount on Record
Deed Document Number	202113946
Record Updated	Sep 20, 2026

January 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 04, 2021
Property Address	1133 KAPLAN DR, WATERLOO, IA 50702-4207
Document Number	202100013946
Instrument Date	Jan 04, 2021
Instrument	202100013946
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 178, WATERLOO, IA 50704-0178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 E SAN MARNAN DR, WATERLOO, IA 50702-5609

Mortgage

Date	Jan 04, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	120 Months
Due	Jan 04, 2031

Interest

Rate	10%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,780.00 (+0.02%)	$225,700 (+2.44%) Land $23,280 Building $202,420	$225,700 (+2.44%) Land $23,280 Building $202,420
2024	$4,779.00 (+36.66%)
2023		$220,330 Land $23,280 Building $197,050	$220,330 Land $23,280 Building $197,050
2022	$3,497.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2010)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Waterloo Telecommunications Utility Fiber	10,000 / 10,000
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
LTD Broadband Fixed Wireless	150 / 130

May also be available: AMG Technology Investment Group, Lumen Technologies, Verizon.

Based on FCC filings for 264 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 69,504 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.