Black Hawk County property record for 1126 Kaplan Dr, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1977 |
| Square Footage | 1,152 sqft Living Area |
| Lot Size | 8,400 sqft (0.193 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $127,500 (2006) |
| Tax Bill | $3,830.00 (2025) |
| Primary APN | 8813-02-153-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,152 sqft Living Area |
| 1st Floor | 1,152 sqft 1st Floor |
| Basement Area | 1,152 sqft Basement |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,400 sqft (0.193 acres) |
| Depth X Width | 120 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Patio Area | 150 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 160 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1126 KAPLAN DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4208 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOUTH RIDGE TERRACE ADDITION LOT 26 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 02 |
| Legal Subdivision | SOUTH RIDGE TERRACE ADDITION |
| Legal Lot Number | 26 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 900 |
Source: Black Hawk County records · APN 8813-02-153-011
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1126 KAPLAN DR, WATERLOO, IA 50702-4208 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 31, 2020 | Deed of Trust, Mortgage · Stand Alone Second Mortgage VERIDIAN CU |
| Jan 23, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) VERIDIAN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2006 · Amount on Record |
| Deed Sale | Nov 28, 2006 · Amount on Record |
| Deed Doc Number | 20062007012186 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1126 KAPLAN DR, WATERLOO, IA 50702-4208 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000016892 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 202000016892 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 10, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1126 KAPLAN DR, WATERLOO, IA 50702-4208 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2018-00012230 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 2018-00012230 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Feb 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,830.00 Homeowner's exemption | $190,810 (+2.17%) Land $23,280 Building $167,530 | $190,810 (+2.17%) Land $23,280 Building $167,530 |
| 2024 | $3,830.00 (+35.05%) | ||
| 2023 | $186,760 (+35.37%) Land $23,280 Building $163,480 | $186,760 (+35.37%) Land $23,280 Building $163,480 | |
| 2022 | $2,836.00 Homeowner's exemption | $137,960 Land $23,280 Building $114,680 | |
| 2021 | $137,960 Land $23,280 Building $114,680 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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