11325 Ridgecrest Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 11325 Ridgecrest Dr, Roscoe, IL 61073 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,188 sqft · built 1990
Lot Size0.67 acres (29,185 sqft)
Owner2 Individual Names on File
Tax Bill$10,425 (2025)
Deeds & MortgagesJul 2026 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04-35-179-007

Property Details

APN / Parcel Number

Primary APN04-35-179-007
Alternative APNs
  • 435179007
  • 035B412

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,188 sqft Living Area
Basement Area1,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Lot Area29,185 sqft (0.67 acres)
Garage Area720 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number035B412
Street Address11325 RIDGECREST DR
CityROSCOE
StateIL
Zip61073-8104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRIARCLIFF MANOR SUB BNG PT W1/2 SE1/4SEC 33-46-2 LOT 12
Legal Range2
Legal Township46
Legal Section33
Legal SubdivisionBRIARCLIFF MANOR SUB
Legal Lot Number12
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group2
Census Block2002
Census Tract3903

Owner

Source: Winnebago County records · APN 04-35-179-007

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11325 RIDGECREST DR, ROSCOE, IL 61073-8104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Recording DateJul 27, 2026
Property Address11325 RIDGECREST DR, ROSCOE, IL 61073-8104
Document Number0000019161
Instrument DateJul 15, 2026
Instrument202619161
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11325 RIDGECREST DR, ROSCOE, IL 61073-8104

Mortgage

Document Number0000019161,
DateJul 27, 2026
Instrument202619161
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 01, 2036
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address11325 RIDGECREST DR, ROSCOE, IL 61073-8104
Document Number0001008837
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedApr 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11325 RIDGECREST DR ROSCOE IL 610738104, ROSCOE, IL 61073-8104

Mortgage

Document Number0001008837
DateApr 03, 2020
Instrument1008837
Lender
NameFIRST NAT'L BK
TypeBank
AddressBELOIT, WI 53511
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 02, 2030

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,425.00 (+3.85%) Homeowner's exemption$139,846 (+9.49%) Land $21,626 Building $118,220$419,538 (+9.49%) Land $64,878 Building $354,660
2024$10,039.00$127,725 (+21.89%) Land $19,752 Building $107,973$383,175 (+21.89%) Land $59,256 Building $323,919
2022Homeowner's exemption$104,784 Land $16,204 Building $88,580$314,352 Land $48,612 Building $265,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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