11308 Ridgecrest Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 11308 Ridgecrest Dr, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,612 sqft · built 1992
Lot Size0.93 acres (40,511 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Sep 2021)
Deeds & MortgagesOct 2023 Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-35-179-003

Property Details

APN / Parcel Number

Primary APN04-35-179-003
Alternative APN
  • 035B409

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,612 sqft Living Area

Exterior

Year BuiltBuilt 1992
Exterior MaterialAluminum/Vinyl
Lot Area40,511 sqft (0.93 acres)

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Old Parcel Number035B409
Street Address11308 RIDGECREST DR
CityROSCOE
StateIL
Zip61073-8105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionBRIARCLIFF MANOR SUB BNG PT W1/2 SE1/4SEC 33-46-2 LOT 9
Legal Range02
Legal Township46
Legal Section33
Legal SubdivisionBRIARCLIFF MANOR SUB
Legal Lot Number9
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group2
Census Block2002
Census Tract3903

Owner

Source: Winnebago County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address11308 RIDGECREST DR, ROSCOE, IL 61073-8105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2023Deed of Trust, Mortgage · Conventional Mortgage
HUD
Sep 17, 2021Warranty Deed, Transfer · FHA Mortgage
MIDLAND STATES BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2021 · Amount on Record
Deed SaleSep 17, 2021 · Amount on Record
Deed Document Number2133286
Record UpdatedJun 7, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address11308 RIDGECREST DR, ROSCOE, IL 61073-8105
Transaction TypeMortgage
Record UpdatedOct 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023011
DateOct 2, 2023
Instrument2323011
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term336 Months
DueOct 1, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateSep 17, 2021
Property Address11308 RIDGECREST DR, ROSCOE, IL 61073-8105
Document Number0000033286
Map ReferencePB 38 PG 161B
Instrument DateSep 13, 2021
Instrument2133286
Transaction TypeTransfer
Record UpdatedMay 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11308 RIDGECREST DR, ROSCOE, IL 61073-8105

Mortgage

Document Number0000033287
DateSep 17, 2021
Instrument2133287
Lender
NameMIDLAND STATES BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate2.88%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$128,599 Land $16,204 Building $112,395$385,797 Land $48,612 Building $337,185

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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