11322 Kirby Dr, Laredo, TX 78045 Property Records

Webb County property record for 11322 Kirby Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,670 sqft · built 2010
Lot Size	0.172 acres (7,487 sqft)
Owner	Individual Name on File
Last Sale	$179,400 (May 2012)
Tax Bill	$2,107 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`985-15006-250`

Property Details

APN / Parcel Number

Primary APN	`985-15006-250`
Alternative APN	`437503`

Interior

Stories	2 Stories
Building Area	2,670 sqft Living Area
Gross Area	3,110 sqft
1st Floor Area	1,115 sqft
Utility Area	124 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,487 sqft (0.172 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	552 sqft
Patio Area	90 sqft
Balcony Area	90 sqft

Location & Zoning

Street Address	11322 KIRBY DR
City	LAREDO
State	TX
Zip	78045-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SHILOH CROSSING, BLOCK 6, LOT 25, PHASE 1
Legal Subdivision	SHILOH CROSSING
Legal Phase	1
Legal Block	6
Legal Lot Number	25
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3009
Census Tract	1725

Owner

11322 Kirby Dr is owned and occupied by an individual who bought it in May 2012.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	11322 KIRBY DR, LAREDO, TX 78045-5003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 17, 2012	Vendor's Lien, Transfer · Conventional Mortgage COMMONWEALTH MORTGAGE OF TEXAS LP
May 17, 2012	Warranty Deed, Transfer
Oct 18, 2010	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage GENEQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2012 · Amount on File
Deed Sale	May 17, 2012 · Amount on File
Prior Sale	May 17, 2012
Deed Document Number	20121134109
Deed Book / Page	3259 / 669
Prior Transfer Date	Apr 26, 2012
Prior Transfer Doc	003259/669
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	11322 KIRBY DR, LAREDO, TX 78045-5003
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005277/736
Date	May 23, 2022
Book Page	5277/736
Instrument	1468471

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2012: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 17, 2012
Property Address	11322 KIRBY DR, LAREDO, TX 78045-5003
Document Number	003259/669
Book / Page	3259 / 669
Map Reference	MB29 PG34-36
Instrument Date	Apr 26, 2012
Instrument	1134109
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11322 KIRBY DR, LAREDO, TX 78045-5003

Mortgage

Document Number	0001134110
Date	May 17, 2012
Instrument	1134110

Lender

Name	COMMONWEALTH MORTGAGE OF TEXAS LP
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2042

May 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	May 17, 2012
Property Address	11322 KIRBY DR, LAREDO, TX 78045-5003
Document Number	003259/664
Book / Page	3259 / 664
Map Reference	MB29 PG34-36
Instrument Date	Feb 25, 2012
Instrument	1134108
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30071 TOMAS RANCHO, SANTA MARGARITA, CA 93453
Investor	Possibly a Property Investor

October 2010: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 18, 2010
Property Address	11322 KIRBY DR, LAREDO, TX 78045-5003
Document Number	003002/768
Book / Page	3002 / 768
Map Reference	MB29 PG34-36
Instrument Date	Oct 14, 2010
Instrument	1084441
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11322 KIRBY DR, LAREDO, TX 78045-5003
Investor	Possibly a Property Investor

Mortgage

Document Number	0001084442
Date	Oct 18, 2010
Instrument	1084442

Lender

Name	GENEQUITY MORTGAGE INC
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 11322 Kirby Dr was $2,107 with a homeowner's exemption, down 12.6% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,605 (-0.68%) Land $103,171 Building $310,434	$413,605 (-0.68%) Land $103,171 Building $310,434
2025	$2,107.00 (-12.61%) Homeowner's exemption	$416,417 Land $103,171 Building $313,246	$416,417 Land $103,171 Building $313,246
2024	$2,411.00
2023		$351,607 Land $86,550 Building $265,057	$351,607 Land $86,550 Building $265,057
2022	$2,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11322 Kirby Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11322 Kirby Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Smartcom Telephone.

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