11316 Kirby Dr, Laredo, TX 78045 Property Records

Webb County property record for 11316 Kirby Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,048 sqft · built 2011
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,635 (Jan 2024)
Tax Bill	$1,608 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`985-15006-280`

Property Details

APN / Parcel Number

Primary APN	`985-15006-280`
Alternative APN	`437506`

Interior

Stories	2 Stories
Building Area	2,048 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	852 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft

Location & Zoning

Street Address	11316 KIRBY DR
City	LAREDO
State	TX
Zip	78045-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SHILOH CROSSING, BLOCK 6, LOT 28, PHASE 1
Legal Subdivision	SHILOH CROSSING
Legal Phase	1
Legal Block	6
Legal Lot Number	28
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3009
Census Tract	1725

Owner

Source: Webb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11316 KIRBY DR, LAREDO, TX 78045-5003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 9, 2024	Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 7, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2024 · Amount on Record
Deed Sale	Jan 9, 2024 · Amount on Record
Prior Sale	Oct 18, 2011 · Amount on Record
Deed Document Number	20241519212
Deed Book / Page	5585 / 526
Prior Transfer Date	Oct 14, 2011
Prior Transfer Doc	003160/085
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	May 5, 2026
Property Address	11316 KIRBY DR, LAREDO, TX 78045-5003
Document Number	0001586654
Book / Page	6033 / 374
Instrument Date	Apr 3, 2026
Instrument	20261586654
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11316 KIRBY DR, LAREDO, TX 78045-5003
Investor	Possibly a Property Investor

Mortgage

Document Number	0001586654,
Date	May 5, 2026
Book Page	6033/374
Instrument	20261586654

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

January 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 9, 2024
Property Address	11316 KIRBY DR, LAREDO, TX 78045-5003
Document Number	005585/526
Book / Page	5585 / 526
Map Reference	VOL 29 PG 34-36
Instrument Date	Jan 4, 2024
Instrument	1519212
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11316 KIRBY DR, LAREDO, TX 78045-5003
Investor	Possibly a Property Investor

Mortgage

Document Number	0001519213
Date	Jan 9, 2024
Instrument	1519213

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	11316 KIRBY DR, LAREDO, TX 78045-5003
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11316 KIRBY DR, LAREDO, TX 78045-5003

Mortgage

Document Number	005287/369
Date	Jun 7, 2022
Book Page	5287/369
Instrument	1469825

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,710 (-0.68%) Land $76,945 Building $238,765	$315,710 (-0.68%) Land $76,945 Building $238,765
2025	$1,608.00 (+11.2%) Homeowner's exemption	$317,856 (+18.15%) Land $76,945 Building $240,911	$317,856 (+18.15%) Land $76,945 Building $240,911
2024	$1,446.00 (-12.2%)
2023		$269,036 Land $64,625 Building $204,411	$269,036 Land $64,625 Building $204,411
2022	$1,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Smartcom Telephone.

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