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1132 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1132 State St, Schenectady, NY 12304

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,508 sqft · built 1900
Lot Size0.172 acres (7,500 sqft)
Owner2 Company Names on Record
Last Sale$160,000 (Jun 2008)
Tax Bill$5,533 (2025)
Deeds & MortgagesJan 2023 Transfer
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.50-4-13

Property Details

APN / Parcel Number

Primary APN421500 49.50-4-13
Alternative APN
  • 150004905000040130000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,508 sqft Total Area
1st Floor Area1,352 sqft
2nd Floor Area1,156 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchSlab
Porch Area504 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1132 STATE ST
CitySCHENECTADY
StateNY
Zip12304-2615
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code05 - COMME
Legal DescriptionAND PT OF 1O 2 WOOD AND BARN
Legal Block4
Legal Lot Number13.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1000
Census Tract21700

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1132 STATE ST, SCHENECTADY, NY 12304-2615
OccupancyOwner Occupied
Owner TypeCompany
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2023Intrafamily Transfer, Transfer
MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY
Jun 17, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2008 · Amount on Record
Deed SaleJun 10, 2008 · Amount on Record
Prior SaleApr 2, 2003 · Amount on Record
Deed Book / Page1783 / 513
Last Transfer DateDec 12, 2022
Transfer Doc0000001785
Record UpdatedJun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateJan 11, 2023
Property Address1132 STATE ST, SCHENECTADY, NY 12304-2615
Document Number0000001785
Book / Page2100 / 613
Map ReferenceCAB B MAP 256
Instrument DateDec 12, 2022
Instrument202301785
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyMARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1132 STATE ST, SCHENECTADY, NY 12304-2615

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1132 STATE ST, SCHENECTADY, NY 12304-2615

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1132 STATE ST, SCHENECTADY, NY 12304-2615
Document Number0000028374
Instrument DateJun 17, 2019
Transaction TypeMortgage
Record UpdatedJul 15, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1132 STATE ST SCHENECTADY NY 123042615, SCHENECTADY, NY 12304-2615

Mortgage

Document Number0000028374
DateJun 21, 2019
Book Page004918/000899
Instrument28374
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueJun 20, 2034

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,533.00 (+10.82%)$103,600 (-) Land $15,500 Building $88,100$171,552 (+30.82%) Land $25,667 Building $145,885
2023$103,600 (-) Land $15,500 Building $88,100$131,139 (+3.8%) Land $19,620 Building $111,519
2022$103,600 Land $15,500 Building $88,100$126,341 Land $18,902 Building $107,439
2021$4,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile.

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