1128 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1128 State St, Schenectady, NY 12304

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details2,548 sqft · built 1987
Lot Size0.11 acres (4,800 sqft)
Owner2 Individuals on Record
Last Sale$91,500 (Jun 1998)
Tax Bill$6,715 (2025)
Flood ZoneZone X (minimal risk)
APN421500 49.50-4-11

Property Details

APN / Parcel Number

Primary APN421500 49.50-4-11
Alternative APN
  • 150004905000040110000000

Interior

Units3 Units
Stories2 Stories
Building Area2,548 sqft Gross Area
Basement Area1,144 sqft
Unfinished Basement1,144 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions150 ft deep x 32 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area282 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1128 STATE ST
CitySCHENECTADY
StateNY
Zip12304-2645
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code05 - COMME
Legal Description2 WOOD & BLK GAR
Legal Block4
Legal Lot Number11.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1000
Census Tract21700

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address1118 MCCLELLAN ST, SCHENECTADY, NY 12309-5628
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 1998 · Amount on Record
Deed SaleJun 23, 1998 · Amount on Record
Deed Book / Page1538 / 363
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,715.00 (+4.79%)$126,000 (-) Land $14,900 Building $111,100$208,644 (+30.82%) Land $24,673 Building $183,971
2023$126,000 (-) Land $14,900 Building $111,100$159,494 (+3.8%) Land $18,861 Building $140,633
2022$126,000 Land $14,900 Building $111,100$153,659 Land $18,171 Building $135,488
2021$6,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on State St

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