1132 Prosper Dr, Troy, MI 48098 Property Records

Oakland County property record for 1132 Prosper Dr, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,019 sqft · built 1984
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Dec 2003)
Tax Bill	$5,922 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-05-429-020`

Property Details

APN / Parcel Number

Primary APN	`88-20-05-429-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,019 sqft Living Area
1st Floor Area	1,163 sqft
Basement Area	736 sqft
Unfinished Basement	1,163 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 62 ft wide
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1132 PROSPER DR
City	TROY
State	MI
Zip	48098-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 5 CRESCENT RIDGE SUB NO 1 LOT 141
Legal Range	11E
Legal Township	2N
Legal Section	5
Legal Subdivision	CRESCENT RIDGE SUB #1
Legal Lot Number	141
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3016
Census Tract	196400

Owner

Source: Oakland County records · APN 88-20-05-429-020

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1132 PROSPER DR, TROY, MI 48098-2055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2003 · Amount on Record
Deed Sale	Dec 30, 2003 · Amount on Record
Deed Document Number	2003629576
Deed Book / Page	31770 / 76
Record Updated	Sep 20, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 01, 2017
Property Address	1132 PROSPER DR, TROY, MI 48098-2055
Document Number	0000107861
Book / Page	50725 / 53
Map Reference	MB 172 PG 1-6
Instrument Date	May 31, 2017
Instrument	107861
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$2,881.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2557 BEACHVIEW CT, 2557, TROY, MI 48098-4203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1926 DORCHESTER DR N, TROY, MI 48084-8331

Mortgage

Document Number	0000107862
Date	Jun 01, 2017
Book Page	50725/555
Instrument	107862

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 01, 2027

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,922.00 (-3.86%)
2023			$367,520
2022	$6,160.00	$183,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251964003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

Based on FCC filings for 205 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0006690, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TROY serves 85,854 people
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.