Oakland County property record for 1042 Prosper Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,619 sqft · built 1982 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on File |
| Last Sale | $422,000 (Mar 2018) |
| Tax Bill | $7,078 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-05-429-025 |
| Primary APN | 88-20-05-429-025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,619 sqft Living Area |
| 1st Floor Area | 1,515 sqft |
| Basement Area | 713 sqft |
| Unfinished Basement | 1,515 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 150 ft deep x 166 ft wide |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 430 sqft |
| Patio Area | 430 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1042 PROSPER DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 5 CRESCENT RIDGE SUB NO 1 LOT 146 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 5 |
| Legal Subdivision | CRESCENT RIDGE SUB #1 |
| Legal Lot Number | 146 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 196400 |
1042 Prosper Dr is owned and occupied by an individual who bought it in March 2018.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1042 PROSPER DR, TROY, MI 48098-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage A BEST FINANCIAL CORPORATION |
| Aug 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage A BEST FINANCIAL CORP |
| Nov 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage A BEST FINANCIAL CORPORATION |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage A BEST FINANCIAL CORPORATION |
| Mar 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage A BEST FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2018 · Amount on File |
| Deed Sale | Mar 20, 2018 · Amount on File |
| Prior Sale | Aug 19, 2005 · Amount on File |
| Deed Document Number | 201842285 |
| Deed Book / Page | 51646 / 569 |
| Prior Transfer Date | Mar 23, 2005 |
| Prior Transfer Doc | 0000125531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1042 PROSPER DR, TROY, MI 48098-2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Address | 1042 PROSPER DR, TROY, MI 48098-2026 |
| Document Number | 0000180198 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 56578/306 |
| Instrument | 180198 |
| Name | A BEST FINANCIAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | CANTON, MI 48187 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1042 PROSPER DR, TROY, MI 48098-2026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000130535 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 53134/00277 |
| Instrument | 130535 |
| Name | A BEST FINANCIAL CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | CANTON, MI 48187 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1042 PROSPER DR, TROY, MI 48098-2026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000182223 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 52342/00354 |
| Instrument | 182223 |
| Name | A BEST FINANCIAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | 48147 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1042 PROSPER DR, TROY, MI 48098-2026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000097803 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 54235/838 |
| Instrument | 97803 |
| Name | A BEST FINANCIAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | CANTON, MI 48187 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 20, 2018 |
| Property Address | 1042 PROSPER DR, TROY, MI 48098-2026 |
| Document Number | 0000042285 |
| Book / Page | 51646 / 00569 |
| Map Reference | LB 172 PG 1 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 42285 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,629.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1042 PROSPER DR, TROY, MI 48098-2026 |
| Investor | Possibly a Property Investor |
| Document Number | 0000042286 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 42286 |
| Name | A BEST FINANCIAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 1042 Prosper Dr was $7,078 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,078.00 | ||
| 2023 | $436,020 | ||
| 2022 | $7,286.00 | $218,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1042 Prosper Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2003–2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1042 Prosper Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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