1132 Laguna Dr, Huron, OH 44839 Property Records

Erie County property record for 1132 Laguna Dr, Huron, OH 44839

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,281 sqft · built 1987
Lot Size	0.372 acres (16,200 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jul 2011)
Tax Bill	$5,750 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-01242-000`

Property Details

APN / Parcel Number

Primary APN	`42-01242-000`
Alternative APN	`003762-5`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,281 sqft Living Area
Gross Area	3,391 sqft
1st Floor Area	1,362 sqft
Upper Floors Area	727 sqft
Basement Area	1,274 sqft
Finished Basement	1,178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,200 sqft (0.372 acres)
Lot Dimensions	216 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	Deck Area
Patio Area	78 sqft
Balcony Area	44 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003762-5
Street Address	1132 LAGUNA DR
City	HURON
State	OH
Zip	44839-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45 HURON HEIGHTS SUB 2 BLK D
Legal Subdivision	HURON HEIGHTS SUB
Legal Block	D
Legal Lot Number	45
Jurisdiction	ERIE OH
Township / Civil Division	HURON
Census Block Group	4
Census Block	4044
Census Tract	40400

Owner

1132 Laguna Dr is owned and occupied by an individual who acquired it in May 2014.

Source: Erie County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1132 LAGUNA DR, HURON, OH 44839-2605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2011 · Amount on File
Deed Sale	Jul 29, 2011 · Amount on File
Prior Sale	Sep 11, 2002 · Amount on File
Deed Document Number	20115865
Last Transfer Date	May 23, 2014
Transfer Doc	0000004030
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	1132 LAGUNA DR, HURON, OH 44839-2605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009607
Date	Oct 15, 2020
Instrument	202009607

Lender

Name	VACATIONLAND FCU
Type	Credit Union
Address	SANDUSKY, OH 44870

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1132 Laguna Dr was $5,750 with a homeowner's exemption, down 3.9% from the year before.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Huron Township
Municipality	Huron City
Unified School District	Huron City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,750.00 (-3.94%)	$158,623 (-) Land $55,363 Building $103,260
2024	$5,986.00 (+17.07%) Homeowner's exemption	$158,623 (+35.47%) Land $55,363 Building $103,260	$453,210 Land $158,180 Building $295,030
2023	$5,113.00 (+5.29%) Homeowner's exemption	$117,092 (%) Land $47,880 Building $69,212
2022	$4,856.00 Homeowner's exemption	$117,096 Land $47,880 Building $69,216
2021			$334,550 Land $136,800 Building $197,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1132 Laguna Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1978–2021)
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1132 Laguna Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HURON CITY serves 6,893 people · EPA ID OH2201011
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20