Erie County property record for 1130 Laguna Dr, Huron, OH 44839
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,539 sqft · built 1975 |
| Lot Size | 0.394 acres (17,176 sqft) |
| Owner | Trust Name on File |
| Last Sale | $439,000 (May 2019) |
| Tax Bill | $6,602 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-01241-000 |
| Primary APN | 42-01241-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,539 sqft Living Area |
| 1st Floor Area | 1,889 sqft |
| Upper Floors Area | 1,442 sqft |
| Basement Area | 1,208 sqft |
| Finished Basement | 1,208 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 17,176 sqft (0.394 acres) |
| Lot Dimensions | 229 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | Deck Area |
| Patio Area | 354 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 003674-4 |
|---|---|
| Street Address | 1130 LAGUNA DR |
| City | HURON |
| State | OH |
| Zip | 44839-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 47 HURON HEIGHTS SUB 2 BLK D |
| Legal Subdivision | HURON HEIGHTS SUB |
| Legal Block | D |
| Jurisdiction | ERIE OH |
| Township / Civil Division | HURON |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 40400 |
1130 Laguna Dr is owner-occupied and held in a trust since July 2023.
Source: Erie County records, as of July 7, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1130 LAGUNA DR, HURON, OH 44839-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2023 | Intrafamily Transfer, Transfer |
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
| May 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2019 · Amount on File |
| Deed Sale | May 8, 2019 · Amount on File |
| Prior Sale | Mar 1, 1996 · Amount on File |
| Deed Document Number | 20193385 |
| Last Transfer Date | Jul 12, 2023 |
| Transfer Doc | 0000005076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE OH |
| Recording Date | Jul 19, 2023 |
| Property Address | 1130 LAGUNA DR, HURON, OH 44839-2605 |
| Document Number | 0000005076 |
| Map Reference | VOL 18 PG 23 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 202305076 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1130 LAGUNA DR, HURON, OH 44839-2605 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE OH |
| Property Address | 1130 LAGUNA DR, HURON, OH 44839-2605 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | HARTUNG TITLE ORDER |
| Name | Verified Name |
|---|
| Document Number | 0000009027 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 202109027 |
| Name | FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
|---|---|
| Type | Bank |
| Address | LORAIN, OH 44053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE OH |
| Recording Date | May 8, 2019 |
| Property Address | 1130 LAGUNA DR, HURON, OH 44839-2605 |
| Document Number | 0000003385 |
| Map Reference | VOL 18 PG 23 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 201903385 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | HARTUNG TITLE ORDER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,756.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1130 LAGUNA DR, HURON, OH 44839-2605 |
| Document Number | 0000003386 |
|---|---|
| Date | May 8, 2019 |
| Instrument | 201903386 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 1130 Laguna Dr was $6,602 with a homeowner's exemption, down 4% from the year before.
Source: Erie County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Erie County |
| County Subdivision | Huron Township |
| Municipality | Huron City |
| Unified School District | Huron City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,602.00 (-3.98%) | $183,802 (-) Land $55,846 Building $127,956 | |
| 2024 | $6,876.00 (+6.99%) Homeowner's exemption | $183,802 (+23.22%) Land $55,846 Building $127,956 | $525,150 Land $159,560 Building $365,590 |
| 2023 | $6,427.00 (+3.95%) Homeowner's exemption | $149,166 (-) Land $48,300 Building $100,866 | |
| 2022 | $6,183.00 Homeowner's exemption | $149,166 Land $48,300 Building $100,866 | |
| 2021 | $426,190 Land $138,000 Building $288,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1130 Laguna Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 10 (1978–2021) |
| Most Recent Claim | May 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1130 Laguna Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HURON CITY serves 6,893 people · EPA ID OH2201011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Omni Fiber Fiber | 10,000 / 10,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
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