Rock County property record for 1132 Garfield Ave, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1920 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,834 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 12740600 |
| Primary APN | 206 12740600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 6,490 sqft (0.149 acres) |
| Account Number | 206 12740600 |
|---|---|
| Street Address | 1132 GARFIELD AVE |
| City | BELOIT |
| State | WI |
| Zip | 53511-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 6 SMILEY AND MERRIMANS ADD |
| Legal Subdivision | SMILEY AND MERRIMANS ADD |
| Legal Lot Number | 6 |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 1700 |
Source: Rock County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1132 GARFIELD AVE, BELOIT, WI 53511-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit JOHNSON BANK |
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit JOHNSON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 25, 2006 |
| Transfer Doc | 0001767641 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1132 GARFIELD AVE, BELOIT, WI 53511-4103 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002295764 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2295764 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Address | JANESVILLE, WI 53547 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1132 GARFIELD AVE, BELOIT, WI 53511-4103 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002295764 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2295764 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Address | JANESVILLE, WI 53547 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,834.00 (+62.73%) Homeowner's exemption | $121,100 (+50.06%) Land $14,900 Building $106,200 | $133,000 (+44.88%) |
| 2023 | $1,127.00 Homeowner's exemption | $80,700 Land $14,900 Building $65,800 | $91,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELOIT serves 36,677 people · EPA ID WI1540112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: LiteWire, Metronet.
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