1126 Garfield Ave, Beloit, WI 53511 Property Records

Rock County property record for 1126 Garfield Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1925
Lot Size	0.149 acres (6,490 sqft)
Owner	Company Name on File
Last Sale	$147,000 (Oct 2025)
Tax Bill	$1,836 (2025)
Deeds & Mortgages	Oct 2005 Line of Credit Jun 2007 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 12740595`

Property Details

APN / Parcel Number

Primary APN	`206 12740595`
Alternative APN	`12740595`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	6,490 sqft (0.149 acres)

Location & Zoning

Account Number	206 12740595
Street Address	1126 GARFIELD AVE
City	BELOIT
State	WI
Zip	53511-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 7 SMILEY AND MERRIMANS ADD
Legal Subdivision	SMILEY AND MERRIMANS ADD
Legal Lot Number	7
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3011
Census Tract	1700

Owner

Source: Rock County assessment roll, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1985 PEBBLE DR, BELOIT, WI 53511-6721
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2005	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Jun 28, 2007	Deed of Trust, Mortgage · Conventional Mortgage FRIST NATIONAL BANK & TRUST CO
Oct 15, 2025	Warranty Deed, Transfer · Line of Credit GREENSTATE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Deed Document Number	20252295209
Record Updated	Jun 8, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1126 GARFIELD AVE, BELOIT, WI 53511-4103
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001728452
Date	Oct 28, 2005
Instrument	1728452

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	STEVENS POINT, WI 54481

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1126 GARFIELD AVE, BELOIT, WI 53511-4103
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001796665
Date	Jun 28, 2007
Instrument	1796665

Lender

Name	FRIST NATIONAL BANK & TRUST CO
Address	BELOIT, WI 53512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2012

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Oct 15, 2025
Property Address	1126 GARFIELD AVE, BELOIT, WI 53511-4103
Document Number	0002295209
Instrument Date	Oct 14, 2025
Instrument	2295209
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$441.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 PEBBLE DR, BELOIT, WI 53511-6721

Mortgage

Document Number	0002295210
Date	Oct 15, 2025
Instrument	2295210

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 14, 2050

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,836.00 (+34.7%)	$112,700 (-) Land $14,900 Building $97,800	$123,800 (+3.69%)
2024	$1,363.00 (+12.83%)	$112,700 (+45.42%) Land $14,900 Building $97,800	$119,400 (+35.53%)
2023	$1,208.00	$77,500 Land $14,900 Building $62,600	$88,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet Holdings, ResTech Services.

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