1132 Front St, Vestal, NY 13850 Property Records

Broome County and Vestal Town property record for 1132 Front St, Vestal, NY 13850

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,758 sqft · built 1929
Lot Size	0.447 acres (19,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Mar 2023)
Tax Bill	$7,997 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
APN	`034800 172.36-1-10`

Property Details

APN / Parcel Number

Primary APN	`034800 172.36-1-10`
Alternative APNs	`480017203600010100000000` `48046800000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,758 sqft Living Area
1st Floor Area	879 sqft
2nd Floor Area	879 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	19,499 sqft (0.447 acres)
Lot Dimensions	195 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	898 sqft
Patio Area	25 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	48046800000
Street Address	1132 FRONT ST
City	VESTAL
State	NY
Zip	13850-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Description	00300000010090000000
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	BROOME NY
Township / Civil Division	VESTAL
Census Block Group	2
Census Block	2001
Census Tract	14500

Owner

Source: Broome County and Vestal Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1132 FRONT ST, VESTAL, NY 13850-1258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on Record
Deed Sale	Mar 1, 2023 · Amount on Record
Prior Sale	Jul 23, 1996 · Amount on Record
Deed Document Number	20234527
Deed Book / Page	2718 / 162
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Dec 20, 2023
Property Address	1132 FRONT ST, VESTAL, NY 13850-1258
Document Number	002746/238
Book / Page	2746 / 238
Instrument Date	Oct 20, 2023
Instrument	202300025970
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1132 FRONT ST, VESTAL, NY 13850-1258

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1132 FRONT ST, VESTAL, NY 13850-1258

Mortgage

Document Number	202300025971
Date	Dec 20, 2023
Instrument	202300025971

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Broome County and Vestal Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Vestal Town
Unified School District	Vestal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,997.00 (+1.02%)
2025	$7,916.00 (+2.43%)	$283,200 (+15.54%) Land $23,800 Building $259,400	$283,200 (+15.54%) Land $23,800 Building $259,400
2024	$7,728.00
2023		$245,100 Land $23,800 Building $221,300	$245,100 Land $23,800 Building $221,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VESTAL CONSOLIDATED W.D. #1 serves 22,200 people · EPA ID NY0301674
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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