1121 Front St, Vestal, NY 13850 Property Records

Broome County and Vestal Town property record for 1121 Front St, Vestal, NY 13850

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 1,417 sqft · built 1950
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,000 (Sep 2001)
Tax Bill	$3,988 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Jan 2017 Line of Credit
APN	`034800 172.36-2-6`

Property Details

APN / Parcel Number

Primary APN	`034800 172.36-2-6`
Alternative APNs	`480017203600020060000000` `48046900100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,417 sqft Total Area
1st Floor Area	810 sqft
Upper Floors Area	607 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	395 ft deep x 82.5 ft wide

Exterior Amenities

Porch	Slab
Porch Area	814 sqft
Patio Area	612 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	48046900100
Street Address	1121 FRONT ST
City	VESTAL
State	NY
Zip	13850-1259
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RA-2
Legal Description	00300000010100S10000
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	BROOME NY
Township / Civil Division	VESTAL
Census Block Group	2
Census Block	2005
Census Tract	14500

Owner

Source: Broome County and Vestal Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1121 FRONT ST, VESTAL, NY 13850-1259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2001 · Amount on Record
Deed Sale	Sep 14, 2001 · Amount on Record
Deed Book / Page	1973 / 420
Last Transfer Date	Mar 17, 2025
Transfer Doc	002787/285
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	1121 FRONT ST, VESTAL, NY 13850-1259
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 FRONT ST, VESTAL, NY 13850-1259

Mortgage

Document Number	0040500318
Date	Nov 16, 2021
Book Page	4050/318
Instrument	202100031986

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	1121 FRONT ST, VESTAL, NY 13850-1259
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038050781
Date	Jan 17, 2017
Book Page	3805/0781
Instrument	201700001019

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Broome County and Vestal Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Vestal Town
Unified School District	Vestal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,988.00 (-24.47%) Homeowner's exemption Senior Citizen's exemption
2025	$5,280.00 (+2.42%) Homeowner's exemption Senior Citizen's exemption	$188,900 (+15.54%) Land $28,600 Building $160,300	$188,900 (+15.54%) Land $28,600 Building $160,300
2024	$5,155.00
2023		$163,500 Land $28,600 Building $134,900	$163,500 Land $28,600 Building $134,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VESTAL CONSOLIDATED W.D. #1 serves 22,200 people · EPA ID NY0301674
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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