Miami County property record for 1132 Edgewater Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,058 sqft · built 2011 |
| Lot Size | 0.365 acres (15,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $525,000 (Jan 2025) |
| Tax Bill | $6,823 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-105900 |
| Primary APN | D08-105900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,058 sqft Living Area |
| 1st Floor Area | 1,685 sqft |
| Upper Floors Area | 1,373 sqft |
| Basement Area | 1,685 sqft |
| Finished Basement | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 15,939 sqft (0.365 acres) |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 358 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1132 EDGEWATER DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-7616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 10253 EDGEWATER #6 |
| Legal Subdivision | EDGEWATER SEC 06 |
| Legal Lot Number | 10253 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 365301 |
Source: Miami County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1132 EDGEWATER DR, TROY, OH 45373-7616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Line of Credit NEXA MORTGAGE LLC |
| Aug 25, 2022 | Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2025 · Amount on Record |
| Deed Sale | Jan 9, 2025 · Amount on Record |
| Prior Sale | Aug 25, 2022 · Amount on Record |
| Deed Document Number | 30 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1132 EDGEWATER DR, TROY, OH 45373-7616 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1132 EDGEWATER DR, TROY, OH 45373-7616 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002134 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 2024OR-02134 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3100 W RAY RD STE 201, CHANDLER, AZ 85226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 26, 2029 |
| Change Frequency | Monthly |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 25, 2022 |
| Property Address | 1132 EDGEWATER DR, TROY, OH 45373-7616 |
| Document Number | 0000012717 |
| Map Reference | MB 22 PG 72 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 2022OR-12717 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1132 EDGEWATER DR, TROY, OH 45373-7616 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012718 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 2022OR-12718 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
Source: Miami County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,823.00 (+13.57%) Homeowner's exemption | $198,180 (+24.36%) Land $23,490 Building $174,690 | $566,200 (+24.36%) Land $67,100 Building $499,100 |
| 2024 | $6,008.00 (+2.19%) Homeowner's exemption | $159,360 (-) Land $23,490 Building $135,870 | |
| 2023 | $5,879.00 (+17.49%) Homeowner's exemption | $159,360 (-) Land $23,490 Building $135,870 | $455,300 (-) Land $67,100 Building $388,200 |
| 2022 | $5,004.00 Homeowner's exemption | $159,360 Land $23,490 Building $135,870 | $455,300 Land $67,100 Building $388,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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