Miami County property record for 1145 Edgewater Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,844 sqft · built 2013 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $325,000 (Oct 2018) |
| Tax Bill | $4,308 (2025) |
| Deeds & Mortgages | Oct 2026 Sale May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-105908 |
| Primary APN | D08-105908 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| 1st Floor Area | 3,688 sqft |
| Basement Area | 1,844 sqft |
| Unfinished Basement | 1,844 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,627 sqft (0.221 acres) |
| Lot Dimensions | 133 ft deep x 70 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 276 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1145 EDGEWATER DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-7615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 10257 EDGEWATER #6 |
| Legal Subdivision | EDGEWATER |
| Legal Lot Number | 10257 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 365301 |
Source: Miami County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1145 EDGEWATER DR, TROY, OH 45373-7615 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Oct 5, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CU |
| Oct 12, 2018 | Grant Deed, Transfer · Conventional Mortgage WRIGHT-PATT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2018 · Amount on Record |
| Deed Sale | Oct 12, 2018 · Amount on Record |
| Prior Sale | Nov 8, 2012 · Amount on Record |
| Deed Document Number | 20182018OR-12509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 5, 2026 |
| Property Address | 1145 EDGEWATER DR, TROY, OH 45373-7615 |
| Document Number | 0000012593 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202612593 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 1145 EDGEWATER DR, TROY, OH 45373-7615 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1145 EDGEWATER DR, TROY, OH 45373-7615 |
| Document Number | 0000006751 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1145 EDGEWATER DR TROY OH 453737615, TROY, OH 45373-7615 |
| Document Number | 0000006751 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 6751 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 12, 2018 |
| Property Address | 1145 EDGEWATER DR, TROY, OH 45373-7615 |
| Document Number | 0000012509 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 12509 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2018 |
| Title Company | NATIONAL TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1145 EDGEWATER DR TROY OH 453737615, TROY, OH 45373-7615 |
| Document Number | 12510 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 12510 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2048 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,308.00 (-2.91%) Homeowner's exemption | $151,030 (+18.47%) Land $20,580 Building $130,450 | $431,500 (+18.48%) Land $58,800 Building $372,700 |
| 2024 | $4,437.00 (+1.65%) Homeowner's exemption | $127,480 (-) Land $20,550 Building $106,930 | |
| 2023 | $4,365.00 (+17.06%) Homeowner's exemption | $127,480 (-) Land $20,550 Building $106,930 | $364,200 (-) Land $58,700 Building $305,500 |
| 2022 | $3,729.00 Homeowner's exemption | $127,480 Land $20,550 Building $106,930 | $364,200 Land $58,700 Building $305,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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