1132 E Canal St, Troy, OH 45373 Property Records

Miami County property record for 1132 E Canal St, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,123 sqft · built 1944
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$72,000 (Nov 2002)
Tax Bill$2,128 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND08-032540

Property Details

APN / Parcel Number

Primary APND08-032540
Alternative APNs
  • 050627.3-11-023-00
  • D08SE022 01700

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,123 sqft Living Area
1st Floor Area1,728 sqft
AtticAttic
Attic Area259 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions110 ft deep x 55 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Deck Area160 sqft
Patio Area160 sqft
Shed1 Shed
Shed Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1132 E CANAL ST
CityTROY
StateOH
Zip45373-3773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 3202 55
Legal SubdivisionCLOVERDALE ADDITION
Legal Lot Number3202
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3022
Census Tract365200

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1132 E CANAL ST, TROY, OH 45373-3773
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2002 · Amount on Record
Deed SaleNov 26, 2002 · Amount on Record
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateDec 28, 2022
Property Address1132 E CANAL ST, TROY, OH 45373-3773
Document Number0000018121
Map ReferenceMB 4 PG 77
Instrument DateDec 20, 2022
Instrument2022OR-18121
Transaction TypeTransfer
Record UpdatedJan 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1132 E CANAL ST, TROY, OH 45373-3773

Mortgage

Document Number0000018122
DateDec 28, 2022
Instrument2022OR-18122
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2038

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,128.00 (+17.63%) Homeowner's exemption$48,800 (+41.7%) Land $7,670 Building $41,130$139,400 (+41.67%) Land $21,900 Building $117,500
2024$1,809.00 (-2.11%) Homeowner's exemption$34,440 (-) Land $7,980 Building $26,460
2023$1,848.00 (+16.08%) Homeowner's exemption$34,440 (-) Land $7,980 Building $26,460$98,400 (-) Land $22,800 Building $75,600
2022$1,592.00 Homeowner's exemption$34,440 Land $7,980 Building $26,460$98,400 Land $22,800 Building $75,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Watch TV.

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