1132 Commerce Ave, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1132 Commerce Ave, Chesapeake, VA 23324 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 998 sqft · built 1910
Lot Size	0.068 acres (2,962 sqft)
Owner	Company Name on File
Last Sale	$115,000 (Oct 2022)
Tax Bill	$1,617 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2022 Sale + 2 more
APN	`1280000002260`

Property Details

APN / Parcel Number

Primary APN	`1280000002260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	998 sqft Living Area
1st Floor Area	998 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,962 sqft (0.068 acres)
Lot Dimensions	120 ft deep x 25 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	85 sqft
Deck Area	750 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1132 COMMERCE AVE
City	CHESAPEAKE
State	VA
Zip	23324-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16 HOYE
Legal Subdivision	HOYE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2003
Census Tract	20200

Owner

Source: Chesapeake City records · APN 1280000002260

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1132 COMMERCE AVE, CHESAPEAKE, VA 23324-3306
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage SILVER HILL FUNDING LLC
Oct 13, 2022	Warranty Deed, Transfer PRUITT TITLE LLC
Dec 04, 2019	Gift Deed, Transfer
Oct 28, 2019	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Oct 28, 2019 · Amount on Record
Prior Transfer Date	Nov 26, 2019
Prior Transfer Doc	10086/1114
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1132 COMMERCE AVE, CHESAPEAKE, VA 23324-3306
Transaction Type	Mortgage
Record Updated	Jun 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10664/1416
Date	May 25, 2023
Book Page	10664/1416
Instrument	230010753

Lender

Name	SILVER HILL FUNDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 13, 2022
Property Address	1132 COMMERCE AVE, CHESAPEAKE, VA 23324-3306
Document Number	10608/1934
Book / Page	10608 / 1934
Instrument Date	Oct 11, 2022
Instrument	220031317
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	PRUITT TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 04, 2019
Property Address	1132 COMMERCE AVE, CHESAPEAKE, VA 23324-3306
Document Number	10086/1114
Book / Page	10086 / 1114
Instrument Date	Nov 26, 2019
Instrument	190033543
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 CREEKSIDE DR, MOYOCK, NC 27958-8785

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 28, 2019
Property Address	1132 COMMERCE AVE, CHESAPEAKE, VA 23324-3306
Document Number	10071/1283
Book / Page	10071 / 1283
Instrument Date	Oct 24, 2019
Instrument	190029208
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 CREEKSIDE DR, MOYOCK, NC 27958-8785

Mortgage

Document Number	190029209
Date	Oct 28, 2019
Instrument	190029209

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,617.00 (+3.26%)	$160,100 (+16.61%) Land $75,000 Building $85,100	$160,100 (+16.61%) Land $75,000 Building $85,100
2024	$1,566.00 (+46.63%)
2023		$137,300 (+15.38%) Land $65,000 Building $72,300	$137,300 (+15.38%) Land $65,000 Building $72,300
2022		$119,000 Land $50,000 Building $69,000	$119,000 Land $50,000 Building $69,000
2019	$1,068.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500202002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016, other causes, Hurricane Matthew
Claims By Storm	Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 620 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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