Chesapeake City property record for 1130 Commerce Ave, Chesapeake, VA 23324
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 972 sqft · built 1910 |
| Lot Size | 0.068 acres (2,962 sqft) |
| Owner | Company Name on Record |
| Last Sale | $70,000 (Oct 2020) |
| Tax Bill | $1,602 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Oct 2021 Refinance + 3 more |
| APN | 1280000002270 |
| Primary APN | 1280000002270 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,962 sqft (0.068 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Porch | Open Porch |
| Porch Area | 114 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1130 COMMERCE AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23324-3306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSFA1: SIN |
| Legal Description | 15 HOYE |
| Legal Subdivision | HOYE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20200 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1132 COMMERCE AVE, CHESAPEAKE, VA 23324-3306 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CONVENTUS LLC |
| Oct 12, 2021 | Deed, Transfer · Stand-Alone Refinance CONVENTUS LLC |
| Jan 4, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NATIONAL ASSOCIATION |
| Oct 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Jan 4, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2020 · Amount on Record |
| Deed Sale | Oct 5, 2020 · Amount on Record |
| Prior Sale | Nov 2, 2005 · Amount on Record |
| Deed Document Number | 202036429 |
| Deed Book / Page | 10231 / 1077 |
| Prior Transfer Date | Nov 25, 2016 |
| Prior Transfer Doc | 9741/499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1130 COMMERCE AVE, CHESAPEAKE, VA 23324-3306 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | EKKO TITLE |
| Name | Verified Name |
|---|
| Document Number | 010462/187 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 10462/187 |
| Instrument | 210046405 |
| Name | CONVENTUS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 12, 2021 |
| Property Address | 1130 COMMERCE AVE, CHESAPEAKE, VA 23324-3306 |
| Document Number | 10462/185 |
| Book / Page | 10462 / 185 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 210046404 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 492, TRIANGLE, VA 22172-0492 |
| Document Number | 10462/187 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 10462/187 |
| Instrument | 210046405 |
| Name | CONVENTUS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1130 COMMERCE AVE, CHESAPEAKE, VA 23324-3306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9741/503 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 9741/503 |
| Instrument | 170000125 |
| Name | US BANK NATIONAL ASSOCIATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 5, 2020 |
| Property Address | 1130 COMMERCE AVE, CHESAPEAKE, VA 23324-3306 |
| Document Number | 10231/1077 |
| Book / Page | 10231 / 1077 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 200036429 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 492, TRIANGLE, VA 22172-0492 |
| Document Number | 200036430 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 200036430 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 4, 2017 |
| Property Address | 1130 COMMERCE AVE, CHESAPEAKE, VA 23324-3306 |
| Document Number | 9741/499 |
| Book / Page | 9741 / 499 |
| Instrument Date | Nov 25, 2016 |
| Instrument | 170000124 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1130 COMMERCE AVE, CHESAPEAKE, VA 23324-3306 |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,602.00 (+3.29%) | $158,600 (+16.62%) Land $75,000 Building $83,600 | $158,600 (+16.62%) Land $75,000 Building $83,600 |
| 2024 | $1,551.00 (+46.46%) | ||
| 2023 | $136,000 (+15.45%) Land $65,000 Building $71,000 | $136,000 (+15.45%) Land $65,000 Building $71,000 | |
| 2022 | $117,800 Land $50,000 Building $67,800 | $117,800 Land $50,000 Building $67,800 | |
| 2019 | $1,059.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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