Howard County property record for 11316 Bishops Gate Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,960 sqft · built 2000 |
| Lot Size | 0.326 acres (14,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Nov 2021) |
| Tax Bill | $8,825 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-559999 |
| Primary APN | 06-559999 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,960 sqft Total Area |
| Basement Area | 1,138 sqft |
| Finished Basement | 1,138 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,200 sqft (0.326 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
| Deck Area | 322 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 559999 |
|---|---|
| Street Address | 11316 BISHOPS GATE LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-2053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 83 14,200 SQ' 11316 BISHOPS GATE LN RESERVIOR OVERLOOK RSB L |
| Legal Subdivision | MURPHY SUB |
| Legal Block | 9999 |
| Legal Lot Number | 83 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 606805 |
11316 Bishops Gate Ln is owned and occupied by two individuals who bought it in November 2021.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11316 BISHOPS GATE LN, LAUREL, MD 20723-2053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Oct 20, 2017 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on File |
| Deed Sale | Nov 30, 2021 · Amount on File |
| Prior Sale | Nov 30, 2000 · Amount on File |
| Deed Book / Page | 21151 / 107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 30, 2021 |
| Property Address | 11316 BISHOPS GATE LN, LAUREL, MD 20723-2053 |
| Document Number | 0211510107 |
| Book / Page | 21151 / 107 |
| Map Reference | PL 13465-13472 |
| Instrument Date | Nov 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | AMERIKOR TITLE ESCROW LLC, AMERIKOR TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11316 BISHOPS GATE LN, LAUREL, MD 20723-2053 |
| Document Number | 21151112 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 21151/112 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11316 BISHOPS GATE LN, LAUREL, MD 20723-2053 |
| Document Number | 0179950213 |
| Book / Page | 017995 / 000213 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11316 BISHOPS GATE LN LAUREL MD 207232053, LAUREL, MD 20723-2053 |
| Document Number | 0179950213 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 017995/000213 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 11316 Bishops Gate Ln was $8,825 with a homeowner's exemption, down 15% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,825.00 (-15.05%) Homeowner's exemption | $851,833 (+6.96%) | $962,700 (+20.88%) Land $361,600 Building $601,100 |
| 2025 | $10,388.00 Homeowner's exemption | $796,400 Land $191,600 Building $604,800 | $796,400 Land $191,600 Building $604,800 |
| 2023 | $640,533 | $796,400 Land $191,600 Building $604,800 | |
| 2022 | $6,334.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11316 Bishops Gate Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11316 Bishops Gate Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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