Howard County property record for 11305 Bishops Gate Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,162 sqft · built 2000 |
| Lot Size | 0.339 acres (14,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $649,000 (Apr 2019) |
| Tax Bill | $10,431 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Dec 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-559379 |
| Primary APN | 06-559379 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,162 sqft Total Area |
| Basement Area | 1,202 sqft |
| Finished Basement | 1,202 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,761 sqft (0.339 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 525 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 559379 |
|---|---|
| Street Address | 11305 BISHOPS GATE LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-2052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R 20 |
| Legal Description | LOT 26 14,761 SQ 11305 BISHOPS GATE LN RESERVIOR OVERLOOK RSB L |
| Legal Subdivision | RESERVIOR OVERLOOK RESUB |
| Legal Block | 9999 |
| Legal Lot Number | 26 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 606805 |
Source: Howard County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11305 BISHOPS GATE LN, LAUREL, MD 20723-2052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 30, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 27, 2023 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY BANK |
| Apr 30, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE LINK INC |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE LINK |
| Apr 3, 2019 | Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2019 · Amount on Record |
| Deed Sale | Apr 3, 2019 · Amount on Record |
| Prior Sale | Aug 31, 2000 · Amount on Record |
| Deed Book / Page | 18607 / 432 |
| Last Transfer Date | May 4, 2026 |
| Transfer Doc | 2343000435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 30, 2026 |
| Property Address | 11305 BISHOPS GATE LN, LAUREL, MD 20723-2052 |
| Document Number | 2343000435 |
| Book / Page | 23433 / 435 |
| Instrument Date | May 4, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11305 BISHOPS GATE LN, LAUREL, MD 20723-2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11305 BISHOPS GATE LN, LAUREL, MD 20723-2052 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2024 |
| Title Company | NOT AVAILABLE, NETCO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0222190055 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 22219/55 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 15, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11305 BISHOPS GATE LN, LAUREL, MD 20723-2052 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0205040255 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 20504/255 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11305 BISHOPS GATE LN, LAUREL, MD 20723-2052 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | PRIORITY TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 11305 BISHOPS GATE LN, LAUREL, MD 20723-2052 |
| Document Number | 0208140340 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 20814/340 |
| Name | THE MORTGAGE LINK INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11305 BISHOPS GATE LN, LAUREL, MD 20723-2052 |
| Document Number | 0191170216 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11305 BISHOPS GATE LN LAUREL MD 207232052, LAUREL, MD 20723-2052 |
| Document Number | 0191170216 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 019117/000216 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 3, 2019 |
| Property Address | 11305 BISHOPS GATE LN, LAUREL, MD 20723-2052 |
| Document Number | 0186070432 |
| Book / Page | 18607 / 432 |
| Map Reference | MB CMP PL 8249 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,112.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11305 BISHOPS GATE LN, LAUREL, MD 20723-2052 |
| Document Number | 0000000000 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 18607-440 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,431.00 (-7.49%) Homeowner's exemption | $868,400 (+6.75%) | $978,200 (+20.25%) Land $361,800 Building $616,400 |
| 2025 | $11,275.00 (+61.51%) Homeowner's exemption | $813,500 (+18.85%) Land $191,800 Building $621,700 | $813,500 (-) Land $191,800 Building $621,700 |
| 2023 | $684,500 | $813,500 Land $191,800 Building $621,700 | |
| 2022 | $6,981.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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