11315 Rocky Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 11315 Rocky Ln, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,680 sqft · built 1999
Lot Size	5.35 acres (233,352 sqft)
Owner	Company Name on Record
Last Sale	$580,000 (Apr 2004)
Tax Bill	$10,336 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391-090-18-00`

Property Details

APN / Parcel Number

Primary APN	`391-090-18-00`
Alternative APN	`3910900200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	233,352 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3910900200
Street Address	11315 ROCKY LN
City	LAKESIDE
State	CA
Zip	92040-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 7-15-1E LOT 2 (EX DOC01-638183)DOC98-25348 IN
Legal Range	01E
Legal Township	15
Legal Section	07
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1039
Census Tract	16902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11315 ROCKY LN, LAKESIDE, CA 92040-5705
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC
Dec 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 20, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2004 · Amount on Record
Deed Sale	Apr 30, 2004 · Amount on Record
Deed Document Number	2004390630
Last Transfer Date	Dec 16, 2019
Transfer Doc	0000596852
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11315 ROCKY LN, LAKESIDE, CA 92040-5705
Document Number	0000127289
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11315 ROCKY LN LAKESIDE CA 920405705, LAKESIDE, CA 92040-5705

Mortgage

Document Number	0000127289
Date	Mar 11, 2020
Instrument	127289

Lender

Name	MCJAB INC
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 20, 2019
Property Address	11315 ROCKY LN, LAKESIDE, CA 92040-5705
Document Number	0000596852
Instrument Date	Dec 16, 2019
Instrument	596852
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11315 ROCKY LN LAKESIDE CA 920405705, LAKESIDE, CA 92040-5705

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2017
Property Address	11315 ROCKY LN, LAKESIDE, CA 92040-5705
Document Number	0000430893
Instrument Date	Sep 15, 2017
Instrument	2017-0430893
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11315 ROCKY LN, LAKESIDE, CA 92040-5705

Mortgage

Document Number	0000430894
Date	Sep 20, 2017
Instrument	2017-0430894

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$880,139 (+2%) Land $333,541 Building $546,598
2025	$10,336.00 (+5.32%) Homeowner's exemption	$862,882 (+4.04%) Land $327,001 Building $535,881
2023	$9,814.00 (+1.55%) Homeowner's exemption	$829,377 Land $314,304 Building $515,073
2022	$9,664.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1978–2016)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Mar 2016 · other causes
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 70% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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