11277 Rocky Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 11277 Rocky Ln, Lakeside, CA 92040

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 4 ba · 3,235 sqft · built 2000
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,705 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391-090-04-00`

Property Details

APN / Parcel Number

Primary APN	`391-090-04-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Units	2 Units
Building Area	3,235 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Multi-Family
Lot Area	87,120 sqft

Location & Zoning

Street Address	11277 ROCKY LN
City	LAKESIDE
State	CA
Zip	92040-5732
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	A70
Legal Description	SEC 7-15-1E 2 AC PAR AS PER ROS 4291 IN LOT 2
Legal Range	01E
Legal Township	15
Legal Section	07
Legal Subdivision	SHADOW GLEN
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1039
Census Tract	16902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11277 ROCKY LN, LAKESIDE, CA 92040-5732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 10, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 25, 2019	Quit Claim Deed, Transfer · VA Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019
Deed Sale	Jun 25, 2019
Prior Sale	Mar 25, 1999 · Amount on Record
Deed Document Number	2019249727
Prior Transfer Date	Jun 19, 2019
Prior Transfer Doc	0000249727
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11277 ROCKY LN, LAKESIDE, CA 92040-5732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11277 ROCKY LN, LAKESIDE, CA 92040-5732

Mortgage

Document Number	0000792597
Date	Dec 10, 2020
Instrument	2020-0792597

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jun 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11277 ROCKY LN, LAKESIDE, CA 92040-5732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123471
Date	Mar 10, 2020
Instrument	2020-0123471

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 25, 2019
Property Address	11277 ROCKY LN, LAKESIDE, CA 92040-5732
Document Number	0000249727
Instrument Date	Jun 19, 2019
Instrument	249727
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11277 ROCKY LN LAKESIDE CA 920405732, LAKESIDE, CA 92040-5732

Mortgage

Document Number	249728
Date	Jun 25, 2019
Instrument	249728

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$471,708 (+2%) Land $90,766 Building $380,942
2025	$5,705.00 (+5.34%) Homeowner's exemption	$462,460 (+4.04%) Land $88,987 Building $373,473
2023	$5,416.00 (+1.65%) Homeowner's exemption	$444,504 Land $85,533 Building $358,971
2022	$5,328.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1978–2016)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Mar 2016 · other causes
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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