1131 W Union St, Hernando, FL 34442 Property Records

Citrus County property record for 1131 W Union St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,847 sqft · built 1985
Lot Size	1 acres (43,781 sqft)
Owner	Trust Name on File
Last Sale	$160,000 (Jan 2021)
Tax Bill	$3,332 (2025)
Deeds & Mortgages	Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00680-026.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00680-026.0`
Alternative APNs	`1818S19E0110006800260` `2307579`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,847 sqft Living Area
1st Floor Area	1,749 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,781 sqft (1 acres)
Lot Dimensions	291 ft deep x 150 ft wide
Garage Area	308 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Patio Area	1,037 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2307579
Old Parcel Number	1818S19E0110006800260
Street Address	1131 W UNION ST
City	HERNANDO
State	FL
Zip	34442-3270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 26 BLK 68
Legal Range	18E
Legal Township	18S
Legal Section	35
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	68
Legal Lot Number	26
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1024
Census Tract	450704

Owner

1131 W Union St is owner-occupied and held in a trust since January 2021.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Trust Name on File
Mailing Address	1131 W UNION TRUST UNDER DATE 1131 W UNION ST, HERNANDO, FL 34442
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Prior Sale	Sep 9, 2015 · Amount on File
Deed Document Number	2021001734
Deed Book / Page	3124 / 2138
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 12, 2021
Property Address	1131 W UNION ST, HERNANDO, FL 34442-3270
Document Number	0031242138
Book / Page	003124 / 002138
Instrument Date	Jan 7, 2021
Instrument	1734
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	AWS TITLE SERVICES LLC, AWS TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$1,120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1131 W UNION ST HERNANDO FL 344423270, HERNANDO, FL 34442-3270

Tax Assessment & Valuation

The 2025 property tax bill for 1131 W Union St was $3,332, down 0.4% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,332.00 (-0.39%)	$210,518 (-3.3%) Land $31,000 Building $179,518	$210,518 (-3.3%) Land $31,000 Building $179,518
2024	$3,345.00 (+5.35%)	$217,698 (+1.48%) Land $29,500 Building $188,198	$217,698 (+1.48%) Land $29,500 Building $188,198
2023	$3,175.00 (+17.59%)	$214,520 (+22.06%) Land $25,500 Building $189,020	$214,520 (+22.06%) Land $25,500 Building $189,020
2022	$2,700.00 Additional exemption filed	$175,753 Land $17,250 Building $158,503	$175,753 Land $17,250 Building $158,503

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1131 W Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1131 W Union St is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20