Citrus County property record for 1064 W Union St, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,706 sqft · built 1987 |
| Lot Size | 1.03 acres (45,152 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,000 (Oct 2020) |
| Tax Bill | $4,047 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00710-002.0 |
| Primary APN | 19E-18S-18-0110-00710-002.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,706 sqft Living Area |
| 1st Floor Area | 1,706 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 45,152 sqft (1.03 acres) |
| Lot Dimensions | 218 ft deep x 200 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 298 sqft |
| Utility Building | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2308141 |
|---|---|
| Old Parcel Number | 1818S19E0110007100020 |
| Street Address | 1064 W UNION ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-3238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRR CENTRAL RIDGE RESIDEN |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 LOT 2 BLK 71 |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 35 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 71 |
| Legal Lot Number | 2 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 450704 |
Source: Citrus County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1064 W UNION ST, HERNANDO, FL 34442-3238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Aug 8, 2019 | Warranty Deed, Transfer EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on Record |
| Deed Sale | Oct 27, 2020 · Amount on Record |
| Prior Sale | Aug 8, 2019 · Amount on Record |
| Deed Document Number | 2020058213 |
| Deed Book / Page | 3103 / 1522 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Oct 27, 2020 |
| Property Address | 1064 W UNION ST, HERNANDO, FL 34442-3238 |
| Document Number | 0031031522 |
| Book / Page | 3103 / 1522 |
| Map Reference | MB 9 PG 73-83 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 2020058213 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | COMPASS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,589.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 154 N OAKWOOD LN, 154, SELINSGROVE, PA 17870-7589 |
| Name | Verified Name |
|---|---|
| Address | 1064 W UNION ST, HERNANDO, FL 34442-3238 |
| Document Number | 31031523 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 3103/1523 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Aug 8, 2019 |
| Property Address | 1064 W UNION ST, HERNANDO, FL 34442-3238 |
| Document Number | 0029960752 |
| Book / Page | 002996 / 000752 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 41396 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2019 |
| Title Company | EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,484.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 154 N OAKWOOD LN SELINSGROVE PA 178707589, SELINSGROVE, PA 17870-7589 |
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,047.00 (-1.48%) | $258,724 (-2.71%) Land $31,000 Building $227,724 | $258,724 (-2.71%) Land $31,000 Building $227,724 |
| 2024 | $4,108.00 (+1.08%) Additional exemption filed | $265,929 (+2.1%) Land $29,500 Building $236,429 | $265,929 (+2.1%) Land $29,500 Building $236,429 |
| 2023 | $4,064.00 (+90.8%) Additional exemption filed | $260,448 (+18.38%) Land $25,500 Building $234,948 | $260,448 (+18.38%) Land $25,500 Building $234,948 |
| 2022 | $2,130.00 Homeowner's exemption Additional exemption filed | $220,002 Land $17,250 Building $202,752 | $220,002 Land $17,250 Building $202,752 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures