1131 Prestwick Pl, Miramar Beach, FL 32550 Property Records

Walton County property record for 1131 Prestwick Pl, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,532 sqft · built 1999
Lot Size	0.306 acres (13,329 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Nov 2021)
Tax Bill	$7,533 (2025)
Deeds & Mortgages	Nov 2021 Sale & Line of Credit Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-2S-21-42620-000-1131`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42620-000-1131`
Alternative APNs	`26-221-42620-000-1131` `1052862`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,532 sqft Living Area
Gross Area	3,164 sqft
1st Floor Area	1,512 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	13,329 sqft (0.306 acres)
Lot Dimensions	165 ft deep x 81 ft wide
Garage Type	Detached
Garage Area	286 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	732 sqft
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1131 PRESTWICK PL
City	MIRAMAR BEACH
State	FL
Zip	32550-7863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1131 PRESTWICK PLACE S/D PB 13-48 OR 2224-231 OR 2485-1157 OR 2658-1146 OR 2986-3407 OR 3225-1636
Legal Range	021
Legal Township	02S
Legal Section	26
Legal Subdivision	PRESTWICK PLACE
Legal Block	11
Legal Lot Number	1131
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1329 RAVENS RUN E, MIRAMAR BEACH, FL 32550-1845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Transfer · Line of Credit TOLLESON PRIVATE BANK
Nov 17, 2017	Deed of Trust, Mortgage REGIONS BANK
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Aug 6, 2015 · Amount on Record
Deed Document Number	202156769
Deed Book / Page	3225 / 1636
Prior Transfer Date	Feb 20, 2004
Prior Transfer Doc	0026581146
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 15, 2021
Property Address	1131 PRESTWICK PL, MIRAMAR BEACH, FL 32550-7863
Document Number	0032251636
Book / Page	3225 / 1636
Map Reference	MB 13 PG 48&48A
Instrument Date	Nov 12, 2021
Instrument	20210056769
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	755 GRAND BLVD # BLVDB-1054, 755, MIRAMAR BEACH, FL 32550-1838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 RAVENS RUN E, MIRAMAR BEACH, FL 32550-1845

Mortgage

Document Number	0032251640
Date	Nov 15, 2021
Book Page	3225/1640
Instrument	20210056771

Lender

Name	TOLLESON PRIVATE BANK
Type	Bank
Address	DALLAS, TX 75205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1131 PRESTWICK PL, MIRAMAR BEACH, FL 32550-7863
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030573796
Date	Nov 17, 2017
Book Page	3057/3796
Instrument	2017000038082

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1131 PRESTWICK PL, MIRAMAR BEACH, FL 32550-7863
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031482150
Date	Jul 1, 2020
Book Page	3148/2150
Instrument	20200022841

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,533.00 (+1.88%) Homeowner's exemption	$872,336 (+1.94%)	$895,924 (+4.7%) Land $225,000 Building $670,924
2024	$7,394.00 (-4.9%)
2023	$7,775.00 (-0.52%)	$855,697 (-5.11%) Land $168,882 Building $686,815	$855,697 (-5.11%) Land $168,882 Building $686,815
2022	$7,816.00	$901,738 Land $187,458 Building $714,280	$901,738 Land $187,458 Building $714,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Mediacom Xtream, Wildstar Networks.

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