1125 Prestwick Pl, Miramar Beach, FL 32550 Property Records

Walton County property record for 1125 Prestwick Pl, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,012 sqft · built 1999
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on File
Last Sale	$1,615,000 (Aug 2024)
Tax Bill	$10,035 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-2S-21-42620-000-1125`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42620-000-1125`
Alternative APNs	`26-221-42620-000-1125` `1052856`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,012 sqft Living Area
Gross Area	3,810 sqft
1st Floor Area	1,464 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	72 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	630 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1125 PRESTWICK PL
City	MIRAMAR BEACH
State	FL
Zip	32550-7863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1125 PRESTWICK PLACE S/D PB 13-48 OR 1951-106 OR 2428-310 OR 2913-3447 OR 2966-4365 OR 2987-1504 OR 3334-2956
Legal Range	021
Legal Township	02S
Legal Section	26
Legal Subdivision	PRESTWICK PLACE
Legal Block	11
Legal Lot Number	1125
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

1125 Prestwick Pl is owned and occupied by two individuals who bought it in August 2024.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1125 PRESTWICK PL, MIRAMAR BEACH, FL 32550-7863
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2024 · Amount on File
Deed Sale	Aug 29, 2024 · Amount on File
Prior Sale	Aug 13, 2015 · Amount on File
Deed Document Number	202430483
Deed Book / Page	3334 / 2956
Prior Transfer Date	Oct 22, 2014
Prior Transfer Doc	0029664365
Record Updated	Jun 8, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 29, 2024
Property Address	1125 PRESTWICK PL, MIRAMAR BEACH, FL 32550-7863
Document Number	0033342956
Book / Page	3334 / 2956
Map Reference	MB 13 PG 48&48A
Instrument Date	Aug 28, 2024
Instrument	20240030483
Transaction Type	Transfer
Record Updated	Sep 16, 2024
Title Company	LIMESTONE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20240030484
Date	Aug 29, 2024
Instrument	20240030484

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1125 Prestwick Pl was $10,035, up 16.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,035.00 (+16.2%)	$1,110,663 Land $225,000 Building $885,663	$1,110,663 Land $225,000 Building $885,663
2024	$8,636.00 (+4.86%)
2023	$8,236.00 (-0.97%)	$983,152 (-12.41%) Land $168,882 Building $814,270	$983,152 (-12.41%) Land $168,882 Building $814,270
2022	$8,317.00	$1,122,509 Land $187,458 Building $935,051	$1,122,509 Land $187,458 Building $935,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1125 Prestwick Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1125 Prestwick Pl is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Mediacom Xtream, Wildstar Networks.

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