1131 Monterey Pl, Encinitas, CA 92024 Property Records

San Diego County property record for 1131 Monterey Pl, Encinitas, CA 92024

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,596 sqft · built 1998
Lot Size1.78 acres (77,712 sqft)
Owner2 Individual Names on Record
Last Sale$212,000 (Oct 1997)
Tax Bill$5,721 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN257-510-06-08

Property Details

APN / Parcel Number

Primary APN257-510-06-08

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,596 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Lot Area77,712 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1131 MONTEREY PL
CityENCINITAS
StateCA
Zip92024-1340
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeER-MU1
Legal DescriptionLOT 2 US 27PER DOC97-060627&UND INT IN MODULE C COMMON AREA IN TR 013365
Legal SubdivisionENCINITAS ESTATES
Legal Tract013365
Legal Block1
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1005
Census Tract17606

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1131 MONTEREY PL, ENCINITAS, CA 92024-1340
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 1997 · Amount on Record
Deed SaleOct 29, 1997 · Amount on Record
Deed Document Number1997541624
Last Transfer DateJun 28, 2008
Transfer Doc0000349823
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1131 MONTEREY PL, ENCINITAS, CA 92024-1340
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1131 MONTEREY PL, ENCINITAS, CA 92024-1340

Mortgage

Document Number0000712777
DateNov 13, 2020
Instrument2020-0712777
Lender
NameARC HOME LLC
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$345,096 (+2%) Land $162,858 Building $182,238
2025$5,721.00 (+3.38%) Homeowner's exemption$338,330 (+4.04%) Land $159,665 Building $178,665
2023$5,534.00 (+8.36%) Homeowner's exemption$325,194 Land $153,466 Building $171,728
2022$5,107.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Spectrum
Cable
1,000 / 50
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Ting, Verizon.

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