1131 E Mitchell Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1131 E Mitchell Ave, Waterloo, IA 50702 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1951
Square Footage	1,302 sqft Living Area
Lot Size	6,200 sqft (0.142 acres)
Occupancy	Owner Occupied
Last Sale	$1,000 (2022)
Tax Bill	$2,620.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-35-282-028`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,302 sqft Living Area
1st Floor	840 sqft 1st Floor
Attic Area	462 sqft Attic
Attic	1 Attic
Basement Area	840 sqft Basement
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,200 sqft (0.142 acres)
Depth X Width	124 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	240 sqft Garage
Patio Area	100 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1131 E MITCHELL AVE
City	WATERLOO
State	IA
Zip	50702-3344
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LIBERTY ADDITION LOT 28 BLK 7
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	LIBERTY ADDITION
Legal Block	7
Legal Lot Number	28
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2029
Census Tract	1100

Owner

Source: Black Hawk County records · APN 8913-35-282-028

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3814 CEDAR KNOLL CIR, WATERLOO, IA 50701-9471
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Jan 24, 2012 · Amount on Record
Deed Doc Number	202222903
Prior Transfer Date	May 11, 2022
Prior Transfer Doc	0000022903
Record Refreshed	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	May 24, 2022
Property Address	1131 E MITCHELL AVE, WATERLOO, IA 50702-3344
Document Number	202200022903
Instrument Date	May 11, 2022
Instrument	202200022903
Transaction Type	Transfer
Record Updated	Jun 02, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1131 E MITCHELL AVE, 1131, WATERLOO, IA 50702-3344

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1131 E MITCHELL AVE, WATERLOO, IA 50702-3344

Mortgage

Document Number	202200022904
Date	May 24, 2022
Instrument	202200022904

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 05, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 05, 2032
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,620.00 Homeowner's exemption	$150,630 (+8%) Land $16,800 Building $133,830	$150,630 (+8%) Land $16,800 Building $133,830
2024	$2,620.00 (+28.56%)
2023		$139,470 (+32.71%) Land $16,800 Building $122,670	$139,470 (+32.71%) Land $16,800 Building $122,670
2022	$2,038.00 Homeowner's exemption	$105,090 Land $16,800 Building $88,290
2021			$105,090 Land $16,800 Building $88,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.