1120 E Mitchell Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1120 E Mitchell Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1951
Square Footage	1,264 sqft Living Area
Lot Size	6,300 sqft (0.145 acres)
Occupancy	Owner Occupied
Last Sale	$127,500 (2023)
Tax Bill	$3,008.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-35-426-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,264 sqft Living Area
1st Floor	872 sqft 1st Floor
Attic Area	392 sqft Attic
Attic	1 Attic
Basement Area	872 sqft Basement
Unfinished Basement	872 sqft Unfinished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,300 sqft (0.145 acres)
Depth X Width	126 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	308 sqft Garage
Porch	1 Porch
Porch Area	121 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1120 E MITCHELL AVE
City	WATERLOO
State	IA
Zip	50702-3345
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LIBERTY ADDITION LOT 5 BLK 8
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	LIBERTY ADDITION
Legal Block	8
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2001
Census Tract	1200

Owner

Source: Black Hawk County records · APN 8913-35-426-005

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1120 E MITCHELL AVE, WATERLOO, IA 50702-3345
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 13, 2023 · Amount on Record
Deed Sale	Mar 13, 2023 · Amount on Record
Prior Sale	May 01, 2006 · Amount on Record
Deed Doc Number	202312444
Record Refreshed	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 13, 2023
Property Address	1120 E MITCHELL AVE, WATERLOO, IA 50702-3345
Document Number	202300012444
Instrument Date	Mar 10, 2023
Instrument	202300012444
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$203.20
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 E MITCHELL AVE, WATERLOO, IA 50702-3345

Mortgage

Document Number	202300012446
Date	Mar 13, 2023
Instrument	202300012446

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Apr 01, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

Mortgage

Document Number	202300012447
Date	Mar 13, 2023
Instrument	202300012447

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Apr 01, 2030

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1120 E MITCHELL AVE, WATERLOO, IA 50702-3345
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800005441
Date	Sep 26, 2017
Instrument	2018-00005441

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,008.00	$149,630 (+1.62%) Land $16,980 Building $132,650	$149,630 (+1.62%) Land $16,980 Building $132,650
2024	$3,008.00 (+35.25%)
2023		$147,240 (+33.66%) Land $16,980 Building $130,260	$147,240 (+33.66%) Land $16,980 Building $130,260
2022	$2,224.00 Homeowner's exemption	$110,160 Land $16,980 Building $93,180
2021			$110,160 Land $16,980 Building $93,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

1120 E Mitchell Ave, Waterloo, IA 50702 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

September 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E Mitchell Ave

Nearby Streets

Search Property Records by Address or Parcel Number