Schenectady County and Rotterdam Town property record for 1131 Deforest St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,125 sqft · built 1952 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Sep 2023) |
| Tax Bill | $4,821 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Sep 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.10-4-34 |
| Primary APN | 422800 59.10-4-34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| 1st Floor Area | 750 sqft |
| Upper Floors Area | 375 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1131 DEFOREST ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G COLDBROOK-653 5.-384-11 |
| Legal Block | 4 |
| Legal Lot Number | 34.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 32902 |
1131 Deforest St is owned and occupied by an individual who bought it in September 2023.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1131 DEFOREST ST, SCHENECTADY, NY 12303-3681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Sep 8, 2023 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Nov 20, 2019 | Warranty Deed, Transfer · FHA Mortgage SEFCU MTG SVCS |
| Aug 20, 2019 | Trustee's Deed, Foreclosure · Line of Credit LIL ROSY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on File |
| Deed Sale | Sep 8, 2023 · Amount on File |
| Prior Sale | Feb 1, 2023 · Amount on File |
| Deed Document Number | 202350950 |
| Deed Book / Page | 2115 / 584 |
| Prior Transfer Date | May 30, 2019 |
| Prior Transfer Doc | 0000037286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1131 DEFOREST ST, SCHENECTADY, NY 12303-3681 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1131 DEFOREST ST, SCHENECTADY, NY 12303-3681 |
| Document Number | 0000015362 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 5362/815 |
| Instrument | 202415362 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 12, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 8, 2023 |
| Property Address | 1131 DEFOREST ST, SCHENECTADY, NY 12303-3681 |
| Document Number | 0000050950 |
| Book / Page | 2115 / 584 |
| Map Reference | CAB F MAP 44 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 202350950 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $956.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1131 DEFOREST ST, SCHENECTADY, NY 12303-3681 |
| Name | Verified Name |
|---|---|
| Address | 1131 DEFOREST ST, SCHENECTADY, NY 12303-3681 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 20, 2019 |
| Property Address | 1131 DEFOREST ST, SCHENECTADY, NY 12303-3681 |
| Document Number | 0000052695 |
| Book / Page | 002025 / 000135 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 52695 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | ALL SEASONS TITLE AGENCY, ALL SEASONS TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 JAMES ST #A SCOTIA NY 123022120, A, SCOTIA, NY 12302-2120 |
| Document Number | 52696 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 004955/000510 |
| Instrument | 52696 |
| Name | SEFCU MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 20, 2019 |
| Property Address | 1131 DEFOREST ST, SCHENECTADY, NY 12303-3681 |
| Document Number | 0000037286 |
| Book / Page | 002018 / 000086 |
| Instrument Date | May 30, 2019 |
| Instrument | 37286 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 10, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $284.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14 WOODLAKE RD #2 ALBANY NY 122033970, 2, ALBANY, NY 12203-3970 |
| Document Number | 37288 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 004932/000427 |
| Instrument | 37288 |
| Name | LIL ROSY LLC |
|---|---|
| Address | 440 NEW KARNER RD, ALBANY, NY 12205-3810 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 19, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 15% |
The 2026 property tax bill for 1131 Deforest St was $4,821 with exemptions applied, down 3.6% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,821.00 (-3.62%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $5,002.00 | $161,700 Land $9,000 Building $152,700 | $248,800 Land $13,848 Building $234,952 |
| 2023 | $161,700 (-) Land $9,000 Building $152,700 | $212,800 (+9.24%) Land $11,844 Building $200,956 | |
| 2022 | $161,700 Land $9,000 Building $152,700 | $194,800 Land $10,842 Building $183,958 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1131 Deforest St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1131 Deforest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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