Carroll County property record for 1131 Arnold Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,448 sqft · built 2014 |
| Lot Size | 4.74 acres (206,779 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,826 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-082303 |
| Primary APN | 04-082303 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,448 sqft Total Area |
| Utility Area | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 206,779 sqft (4.74 acres) |
| Garage Type | Mixed |
| Garage Area | 2,136 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Porch Area | 216 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 082303 |
|---|---|
| Street Address | 1131 ARNOLD RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | OFF CONV - 4.7471 AC 1131 ARNOLD RD WESTMINSTER |
| Legal Subdivision | WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 504201 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1131 ARNOLD RD, WESTMINSTER, MD 21157-7204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Line of Credit WOODSBORO BANK |
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU |
| Dec 30, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2009 |
| Deed Sale | May 1, 2009 |
| Deed Document Number | 200982371 |
| Deed Book / Page | 5762 / 420 |
| Prior Transfer Date | Apr 7, 2009 |
| Prior Transfer Doc | 0057620420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1131 ARNOLD RD, WESTMINSTER, MD 21157-7204 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1131 ARNOLD RD, WESTMINSTER, MD 21157-7204 |
| Document Number | 0117100139 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 11710/139 |
| Name | WOODSBORO BANK |
|---|---|
| Type | Bank |
| Address | WOODSBORO, MD 21798 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1131 ARNOLD RD, WESTMINSTER, MD 21157-7204 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Title Company | TOWER TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0102010085 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 10201/85 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Dec 30, 2019 |
| Property Address | 1131 ARNOLD RD, WESTMINSTER, MD 21157-7204 |
| Document Number | 0095210282 |
| Book / Page | 009521 / 000282 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1131 AMOLD RD WESTMINSTER MD 21157, WESTMINSTER, MD 21157 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,826.00 (+5.14%) | $604,167 (+5.18%) | $663,700 (+15.55%) Land $228,700 Building $435,000 |
| 2025 | $6,492.00 (+26.55%) | $574,400 (+26.52%) Land $187,100 Building $387,300 | $574,400 (-) Land $187,100 Building $387,300 |
| 2023 | $5,130.00 | $454,000 | $574,400 Land $187,100 Building $387,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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