Carroll County property record for 1120 Arnold Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,428 sqft · built 1974 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Apr 2021) |
| Tax Bill | $3,969 (2026) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-026888 |
| Primary APN | 04-026888 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,428 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 121,968 sqft (2.8 acres) |
| Deck Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 026888 |
|---|---|
| Street Address | 1120 ARNOLD RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONSE |
| Legal Description | LT - 2.8001 ACS 1120 ARNOLD RD E OF OGG SUMMIT |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 504201 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1120 ARNOLD RD, WESTMINSTER, MD 21157-7205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Apr 1, 2021 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Apr 10, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Apr 1, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2021 · Amount on Record |
| Deed Sale | Apr 2, 2021 · Amount on Record |
| Prior Sale | Apr 1, 2021 · Amount on Record |
| Deed Book / Page | 10195 / 154 |
| Prior Transfer Date | Apr 8, 2019 |
| Prior Transfer Doc | 0092610196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 2, 2021 |
| Property Address | 1120 ARNOLD RD, WESTMINSTER, MD 21157-7205 |
| Document Number | 0101950154 |
| Book / Page | 10195 / 154 |
| Map Reference | MB 9827 PG 259 |
| Instrument Date | Feb 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | SECURITY AMERICAN TITLE, SECURITY AMERICAN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1120 ARNOLD RD, WESTMINSTER, MD 21157-7205 |
| Document Number | 0010195166 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 10195/166 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 1, 2021 |
| Property Address | 1120 ARNOLD RD, WESTMINSTER, MD 21157-7205 |
| Document Number | 0101950154 |
| Book / Page | 10195 / 154 |
| Instrument Date | Jan 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | SECURITY AMERICAN TITLE, SECURITY AMERICAN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1120 ARNOLD RD, WESTMINSTER, MD 21157-7205 |
| Document Number | 0010195166 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 10195/166 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 10, 2019 |
| Property Address | 1120 ARNOLD RD, WESTMINSTER, MD 21157-7205 |
| Document Number | 0092610196 |
| Book / Page | 009261 / 000196 |
| Instrument Date | Apr 1, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $252.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 1, 2019 |
| Property Address | 1120 ARNOLD RD, WESTMINSTER, MD 21157-7205 |
| Document Number | 0092530208 |
| Book / Page | 009253 / 000208 |
| Instrument Date | Jan 4, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $252.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,969.00 (+5.06%) Homeowner's exemption | $353,433 (+20.22%) | $396,300 (+19.37%) Land $209,000 Building $187,300 |
| 2025 | $3,778.00 (+13.73%) Homeowner's exemption | ||
| 2023 | $3,322.00 (+6.92%) | $294,000 (+6.91%) | $332,000 (+20.73%) Land $169,000 Building $163,000 |
| 2022 | $3,107.00 | $275,000 Land $121,000 Building $154,000 | $275,000 Land $121,000 Building $154,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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