1131 3rd Ave, Vaughn, MT 59487 Property Records

Cascade County property record for 1131 3rd Ave, Vaughn, MT 59487

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1978
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Last Sale	$460,845 (Nov 2025)
Tax Bill	$413 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Nov 2025 Reverse Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`R0254328`

Property Details

APN / Parcel Number

Primary APN	`R0254328`
Alternative APNs	`02-3136-25-2-05-04-0000` `0005697900` `05697900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,500 sqft (0.264 acres)
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0005697900
Street Address	1131 3RD AVE
City	VAUGHN
State	MT
Zip	59487
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	BIG SKY VISTA ADDITION (VAUGHN), S25, T21 N, R01 E, BLOCK 002, LOT 009
Legal Range	01E
Legal Township	21N
Legal Section	25
Legal Subdivision	BIG SKY VISTA ADDITION (VAUGHN)
Legal Block	2
Legal Lot Number	9
Jurisdiction	CASCADE MT
Township / Civil Division	SUN RIVER VALLEY
Census Block Group	2
Census Block	2034
Census Tract	10700

Owner

Source: Cascade County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1131 3RD AVE, VAUGHN, MT 59487
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MONTANA DEPARTMENT OF COMMERCE
Nov 5, 2025	Warranty Deed, Transfer · Reverse Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Deed Document Number	2025475910
Prior Transfer Date	Oct 10, 2025
Prior Transfer Doc	00R0475910
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	1131 3RD AVE, VAUGHN, MT 59487
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0441548
Date	Mar 10, 2023
Instrument	R0441548

Lender

Name	MONTANA DEPARTMENT OF COMMERCE
Type	Government Agency
Address	HELENA, MT 59620

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Mar 11, 2030

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Nov 5, 2025
Property Address	1131 3RD AVE, VAUGHN, MT 59487
Document Number	00R0475910
Instrument Date	Oct 6, 2025
Instrument	R0475910
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	UNKNOWN, MIS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 3RD AVE, VAUGHN, MT 59487

Mortgage

Document Number	00R0475911
Date	Nov 5, 2025
Instrument	R0475911

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	967 Months
Due	Jun 2, 2106

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Elementary School District	Vaughn Elementary School District (PK - 08)
Secondary School District	Simms High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$413.00 (-73.96%) Homeowner's exemption	$188,700 (-20.01%)	$188,700 (-20.01%) Land $35,728 Building $152,972
2023	$1,586.00	$235,900	$235,900 Land $30,064 Building $205,836

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	24 (1981–2019)
Claims Outside the SFHA	1 of 24
Most Recent Claim	May 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAUGHN CASCADE COUNTY WATER AND SEWER serves 585 people · EPA ID MT0000352
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Konceptio Data Services Fixed Wireless	45 / 18
Montana Internet Fixed Wireless	25 / 5

May also be available: CenturyLink.

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