11306 Edgemere Ter, Roscoe, IL 61073 Property Records

Winnebago County property record for 11306 Edgemere Ter, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,293 sqft · built 1955
Lot Size	2.11 acres (92,347 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jul 2022)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-32-226-034`

Property Details

APN / Parcel Number

Primary APN	`04-32-226-034`
Alternative APNs	`432226034` `032A030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,293 sqft Living Area
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	92,347 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	11306 EDGEMERE TER
City	ROSCOE
State	IL
Zip	61073-8245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MOORE HAVEN SUB PT SW 1/4 SEC 28 & NW1/4 SEC 33 & NE 1/4 SEC 32-46-2 ALL LOTS 28-29-30-31-32 & LOT 033
Legal Range	2
Legal Township	46
Legal Section	32
Legal Subdivision	MOORE HAVEN SUB
Legal Lot Number	28-29
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1037
Census Tract	3904

Owner

Source: Winnebago County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	541 VISTA RIDGE DR, RUSKIN, FL 33570-2954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jul 8, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jun 8, 2021	Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MTG CO LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	Jun 8, 2021 · Amount on Record
Deed Document Number	202221259
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 18, 2026
Property Address	11306 EDGEMERE TER, ROSCOE, IL 61073-8245
Document Number	0000024868
Instrument Date	Aug 28, 2026
Instrument	202624868
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11306 EDGEMERE TER, ROSCOE, IL 61073-8245

Mortgage

Document Number	0000024868,
Date	Sep 18, 2026
Instrument	202624868

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 12, 2046

Interest

Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 8, 2022
Property Address	11306 EDGEMERE TER, ROSCOE, IL 61073-8245
Document Number	0000021259
Map Reference	BK19 PG48
Instrument Date	Jun 26, 2022
Instrument	2221259
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11306 EDGEMERE TER, ROSCOE, IL 61073-8245

Mortgage

Document Number	0000021260
Date	Jul 8, 2022
Instrument	2221260

Lender

Name	NAVY FCU

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate	4.63%

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 8, 2021
Property Address	11306 EDGEMERE TER, ROSCOE, IL 61073-8245
Document Number	0000019859
Map Reference	PB 19 PG 48
Instrument Date	Jun 4, 2021
Instrument	2119859
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11306 EDGEMERE TER, ROSCOE, IL 61073-8245

Mortgage

Document Number	0000019860
Date	Jun 8, 2021
Instrument	2119860

Lender

Name	FIRST CENTENNIAL MTG CO LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,343 (+33.46%) Land $26,166 Building $109,177	$406,029 (+33.46%) Land $78,498 Building $327,531
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$101,411 Land $19,606 Building $81,805	$304,233 Land $58,818 Building $245,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	115 (1978–2019)
Claims Outside the SFHA	5 of 115
Most Recent Claim	Mar 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 19 claims Severe Storms & Flooding, Jul 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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