11297 Edgemere Ter, Roscoe, IL 61073 Property Records

Winnebago County property record for 11297 Edgemere Ter, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$27,000 (May 2021)
Tax Bill	$6,572 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-32-227-022`

Property Details

APN / Parcel Number

Primary APN	`04-32-227-022`
Alternative APNs	`432227022` `032A004`

Exterior

Lot Area	30,928 sqft (0.71 acres)

Location & Zoning

Street Address	11297 EDGEMERE TER
City	ROSCOE
State	IL
Zip	61073-8231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MOORE HAVEN SUB PT SW 1/4 SEC 28 + NW1/4 SEC 33 + NE 1/4 SEC 32-46-2 E 3RDPM LOT 4 + ELY 30 FT LOT 005
Legal Range	2
Legal Township	46
Legal Section	32
Legal Subdivision	MOORE HAVEN SUB
Legal Lot Number	4
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1036
Census Tract	3904

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11297 EDGEMERE TER, ROSCOE, IL 61073-8231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage BYRON BANK
Oct 19, 2023	Intrafamily Transfer, Transfer
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK
May 25, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	202118204
Last Transfer Date	Apr 26, 2023
Transfer Doc	0000009940
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	May 9, 2023
Property Address	11297 EDGEMERE TER, ROSCOE, IL 61073-8231
Document Number	0000009940
Map Reference	BK19 PG48
Instrument Date	Apr 26, 2023
Instrument	2309940
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11297 EDGEMERE TER, ROSCOE, IL 61073-8231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11297 EDGEMERE TER, ROSCOE, IL 61073-8231

Mortgage

Document Number	0000009941
Date	May 9, 2023
Instrument	2309941

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.88%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 19, 2023
Property Address	11297 EDGEMERE TER, ROSCOE, IL 61073-8231
Document Number	0000024866
Map Reference	BK19 PG48
Instrument Date	Apr 26, 2023
Instrument	2324866
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11297 EDGEMERE TER, ROSCOE, IL 61073-8231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11297 EDGEMERE TER, ROSCOE, IL 61073-8231

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11297 EDGEMERE TER, ROSCOE, IL 61073-8231
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044218
Date	Dec 9, 2021
Instrument	2144218

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 7, 2022

Interest

Rate Type	Fixed Rate

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 25, 2021
Property Address	11297 EDGEMERE TER, ROSCOE, IL 61073-8231
Document Number	0000018204
Map Reference	PB 19 PG 48
Instrument Date	May 21, 2021
Instrument	2118204
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount Recorded
Tax	$40.50
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12916 VENTURA BLVD, MACHESNEY PARK, IL 61115-1150

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,572.00	$84,384 (+572.54%) Land $16,745 Building $67,639	$253,152 (+572.54%) Land $50,235 Building $202,917
2022		$12,547 Land $12,547	$37,641 Land $37,641

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	115 (1978–2019)
Claims Outside the SFHA	5 of 115
Most Recent Claim	Mar 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 19 claims Severe Storms & Flooding, Jul 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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