1130 Willow Mountain Dr, Vilas, NC 28692 Property Records

Watauga County property record for 1130 Willow Mountain Dr, Vilas, NC 28692

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,296 sqft · built 1999
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Dec 2024)
Tax Bill	$1,089 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1990-05-2925-000`

Property Details

APN / Parcel Number

Primary APN	`1990-05-2925-000`
Alternative APNs	`1817366` `1855122` `1863928`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Porch	Porch
Porch Area	288 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1863928
Street Address	1130 WILLOW MOUNTAIN DR
City	VILAS
State	NC
Zip	28692-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 SEC 2 WILLOW MTN
Legal Subdivision	WILLOW MTN
Legal Lot Number	31
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	4
Census Block	4000
Census Tract	920900

Owner

1130 Willow Mountain Dr is owned by two individuals who bought it in December 2024.

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	106 LAKESHORE HILLS DR, MOORESVILLE, NC 28117-5832
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 12, 2020	Warranty Deed, Transfer · Conventional Mortgage ROBERT G JR & LAURIE A KLINCK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2024 · Amount on File
Deed Sale	Dec 20, 2024 · Amount on File
Prior Sale	Sep 13, 2022 · Amount on File
Deed Document Number	2024746655
Deed Book / Page	2414 / 353
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 13, 2022
Property Address	1130 WILLOW MOUNTAIN DR, VILAS, NC 28692-8006
Document Number	0022960599
Book / Page	2296 / 599
Map Reference	MB 9 PG 99
Instrument Date	Sep 12, 2022
Instrument	724259
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	298 SUNDOWN RD, 298, MOORESVILLE, NC 28117-9187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 SUGAR CREEK DR, JOLIET, IL 60433-3307

Mortgage

Document Number	0000724260
Date	Sep 13, 2022
Instrument	724260

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Nov 12, 2020
Property Address	1130 WILLOW MOUNTAIN DR, VILAS, NC 28692-8006
Document Number	0021410642
Book / Page	002141 / 000642
Instrument Date	Nov 10, 2020
Instrument	698238
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	298 SUNDOWN RD MOORESVILLE NC 281179187, MOORESVILLE, NC 28117-9187

Mortgage

Document Number	21410647
Date	Nov 12, 2020
Book Page	002141/000647
Instrument	698239

Lender

Name	ROBERT G JR & LAURIE A KLINCK
Address	111 WINDRIFT LN, MOORESVILLE, NC 28117-8141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1130 Willow Mountain Dr was $1,089.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,900 (-) Land $45,800 Building $219,100
2025	$1,089.00	$264,900 Land $45,800 Building $219,100
2024			$264,900 Land $45,800 Building $219,100
2023		$264,900 Land $45,800 Building $219,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1130 Willow Mountain Dr in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	26 (1994–2024)
Claims Outside the SFHA	13 of 26
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims Hurricane Ivan, Sep 2004 · 10 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1130 Willow Mountain Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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