1130 Turnstone Way, Oceanside, CA 92057 Property Records

San Diego County property record for 1130 Turnstone Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,050 sqft · built 1981
Lot Size	0.4 acres (1,736 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Aug 2005)
Tax Bill	$4,167 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-492-07-00`

Property Details

APN / Parcel Number

Primary APN	`160-492-07-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,050 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	1,736 sqft (0.4 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1130 TURNSTONE WAY
City	OCEANSIDE
State	CA
Zip	92057-7718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 258 TR 009383
Legal Subdivision	OCEANA MISSION
Legal Tract	009383
Legal Block	1
Legal Lot Number	258
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18524

Owner

Source: San Diego County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1130 TURNSTONE WAY, OCEANSIDE, CA 92057-7718
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage PHH MORTGAGE SERVICES CORP
May 10, 2017	Reverse Mortgage, Transfer · FHA Mortgage BANC HM LNS
May 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2005 · Amount on Record
Deed Sale	Aug 11, 2005 · Amount on Record
Prior Sale	Oct 8, 1998 · Amount on Record
Deed Document Number	2005689886
Last Transfer Date	Sep 8, 2021
Transfer Doc	0000688415
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 30, 2021
Property Address	1130 TURNSTONE WAY, OCEANSIDE, CA 92057-7718
Document Number	0000688415
Map Reference	MAP 9383
Instrument Date	Sep 8, 2021
Instrument	2021-0688415
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1130 TURNSTONE WAY, OCEANSIDE, CA 92057-7718

Mortgage

Document Number	0000688416
Date	Sep 30, 2021
Instrument	2021-0688416

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.82%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

May 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2017
Property Address	1130 TURNSTONE WAY, OCEANSIDE, CA 92057-7718
Document Number	0000208980
Instrument Date	May 4, 2017
Instrument	208980
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 TURNSTONE WAY OCEANSIDE CA 920577718, OCEANSIDE, CA 92057-7718

Mortgage

Document Number	208981
Date	May 10, 2017
Instrument	208981

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	May 9, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.24%

Mortgage

Document Number	208982,
Date	May 10, 2017
Instrument	208982

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	May 9, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.24%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2017
Property Address	1130 TURNSTONE WAY, OCEANSIDE, CA 92057-7718
Document Number	0000208983
Instrument Date	May 4, 2017
Instrument	208983
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1130 TURNSTONE WAY OCEANSIDE CA 920577718, OCEANSIDE, CA 92057-7718

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$383,292 (+2%) Land $250,883 Building $132,409
2025	$4,167.00 (+2.01%) Homeowner's exemption	$375,777 (+4.04%) Land $245,964 Building $129,813
2024	$4,085.00 (+3.21%)
2023	$3,958.00 (+1.59%) Homeowner's exemption	$361,187 Land $236,414 Building $124,773
2022	$3,896.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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