1122 Turnstone Way, Oceanside, CA 92057 Property Records

San Diego County property record for 1122 Turnstone Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1981
Lot Size	0.4 acres (1,736 sqft)
Owner	Individual on Record
Last Sale	$345,000 (Oct 2017)
Tax Bill	$2,555 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160-492-04-00`

Property Details

APN / Parcel Number

Primary APN	`160-492-04-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	1,736 sqft (0.4 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1122 TURNSTONE WAY
City	OCEANSIDE
State	CA
Zip	92057-7718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 255 TR 009383
Legal Subdivision	OCEANA MISSION
Legal Tract	009383
Legal Block	1
Legal Lot Number	255
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18524

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1122 TURNSTONE WAY, OCEANSIDE, CA 92057-7718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST FINANCIAL FCU
Dec 26, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FINANCIAL FCU
Oct 16, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2017 · Amount on Record
Deed Sale	Oct 16, 2017 · Amount on Record
Prior Sale	Nov 2, 2004 · Amount on Record
Deed Document Number	2017479120
Prior Transfer Date	Feb 24, 2010
Prior Transfer Doc	0000105894
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1122 TURNSTONE WAY, OCEANSIDE, CA 92057-7718
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 TURNSTONE WAY, OCEANSIDE, CA 92057-7718

Mortgage

Document Number	0000119714
Date	Feb 16, 2021
Instrument	2021-0119714

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1122 TURNSTONE WAY, OCEANSIDE, CA 92057-7718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000272050
Date	Jul 9, 2019
Instrument	2019-0272050

Lender

Name	THE FIRST FINANCIAL FCU
Type	Credit Union
Address	WEST COVINA, CA 91790

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1122 TURNSTONE WAY, OCEANSIDE, CA 92057-7718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000526809
Date	Dec 26, 2018
Instrument	2018-0526809

Lender

Name	FIRST FINANCIAL FCU
Type	Credit Union
Address	WEST COVINA, CA 91790

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 15, 2029

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2017
Property Address	1122 TURNSTONE WAY, OCEANSIDE, CA 92057-7718
Document Number	0000479120
Map Reference	MAP9383
Instrument Date	Aug 22, 2017
Instrument	2017-0479120
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 TURNSTONE WAY, OCEANSIDE, CA 92057-7718

Mortgage

Document Number	0000479121
Date	Oct 16, 2017
Instrument	2017-0479121

Lender

Name	FIRST FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$236,176 (+2%) Land $79,647 Building $156,529
2025	$2,555.00 (+5.36%) Homeowner's exemption	$231,546 (+4.04%) Land $78,086 Building $153,460
2023	$2,425.00 (+1.59%) Homeowner's exemption	$222,555 Land $75,054 Building $147,501
2022	$2,387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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