Maricopa County property record for 1130 S Surfside Dr, Gilbert, AZ 85233
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,446 sqft · built 1988 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Jun 2025) |
| Tax Bill | $1,329 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 302-98-122 |
| Primary APN | 302-98-122 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 739 sqft |
| 2nd Floor Area | 707 sqft |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 6,360 sqft (0.146 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 345 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 1130 S SURFSIDE DR |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85233-7946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | TRADE WINDS AT THE ISLANDS MCR 315-23 |
| Legal Range | 05E |
| Legal Township | 01S |
| Legal Section | 23 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | TRADE WINDS AT THE ISLANDS AMD LOT 97 |
| Legal Lot Number | 48 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 814200 |
Source: Maricopa County records · APN 302-98-122
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1130 S SURFSIDE DR, GILBERT, AZ 85233-7946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2025 | Warranty Deed, Transfer · Conventional Mortgage 1ST RATE HOME MORTGAGE INC |
| Jan 19, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 08, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2025 · Amount on Record |
| Deed Sale | Jun 27, 2025 · Amount on Record |
| Prior Sale | Jan 19, 2023 · Amount on Record |
| Deed Document Number | 20250372506 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jun 27, 2025 |
| Property Address | 1130 S SURFSIDE DR, GILBERT, AZ 85233-7946 |
| Document Number | 0000372506 |
| Map Reference | MB 315 PG 23 |
| Instrument Date | Jun 19, 2025 |
| Instrument | 20250372506 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | GREAT AMER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1130 S SURFSIDE DR, GILBERT, AZ 85233-7946 |
| Name | Verified Name |
|---|---|
| Address | 1130 S SURFSIDE DR, GILBERT, AZ 85233-7946 |
| Document Number | 0000372507 |
|---|---|
| Date | Jun 27, 2025 |
| Instrument | 20250372507 |
| Name | 1ST RATE HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jan 19, 2023 |
| Property Address | 1130 S SURFSIDE DR, GILBERT, AZ 85233-7946 |
| Document Number | 0000030981 |
| Map Reference | MB 315 PG 23 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 20230030981 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3150 E RAY RD # RD470, RD470, GILBERT, AZ 85296-1198 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1130 S SURFSIDE DR, GILBERT, AZ 85233-7946 |
| Document Number | 0000030982 |
|---|---|
| Date | Jan 19, 2023 |
| Instrument | 20230030982 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1130 S SURFSIDE DR, GILBERT, AZ 85233-7946 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1130 S SURFSIDE DR, GILBERT, AZ 85233-7946 |
| Document Number | 0001087780 |
|---|---|
| Date | Oct 08, 2021 |
| Instrument | 20211087780 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Nov 01, 2045 |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Chandler Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,850 (-0.92%) | $388,500 (-0.92%) Land $77,700 Building $310,800 | |
| 2025 | $1,329.00 (+3.83%) | ||
| 2024 | $39,210 | $392,100 Land $78,400 Building $313,700 | |
| 2023 | $1,280.00 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2014 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Arizona Network Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AirFiber WISP, Wi-Fiber.
Based on FCC filings for 685 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF GILBERT serves 247,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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