1114 S Surfside Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1114 S Surfside Dr, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1989
Lot Size	0.094 acres (4,073 sqft)
Owner	Individual Name on File
Last Sale	$457,000 (Jun 2023)
Tax Bill	$1,474 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`302-98-118`

Property Details

APN / Parcel Number

Primary APN	`302-98-118`
Alternative APN	`302981188`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,652 sqft Living Area
1st Floor Area	839 sqft
2nd Floor Area	813 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,073 sqft (0.094 acres)
Parking Spaces	2 Parking Spaces
Pool Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1114 S SURFSIDE DR
City	GILBERT
State	AZ
Zip	85233-7946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	TRADE WINDS AT THE ISLANDS AMD LOT 97 MCR 315-23
Legal Range	5E
Legal Township	1S
Legal Section	23
Legal Subdivision	TRADE WINDS AT THE ISLANDS AMD LOT 97
Legal Lot Number	97
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2001
Census Tract	814200

Owner

Source: Maricopa County assessment roll, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1114 S SURFSIDE DR, GILBERT, AZ 85233-7946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 28, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	May 6, 2009 · Amount on Record
Deed Document Number	2023334454
Prior Transfer Date	Mar 25, 2005
Prior Transfer Doc	0000409795
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 27, 2023
Property Address	1114 S SURFSIDE DR, GILBERT, AZ 85233-7946
Document Number	0000334454
Map Reference	MB 315 PG 23
Instrument Date	Jun 19, 2023
Instrument	20230334454
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3416 GROVEVIEW DR, LAKELAND, FL 33810-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1114 S SURFSIDE DR, GILBERT, AZ 85233-7946

Mortgage

Document Number	0000334455
Date	Jun 27, 2023
Instrument	20230334455

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1114 S SURFSIDE DR, GILBERT, AZ 85233-7946
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 S SURFSIDE DR, GILBERT, AZ 85233-7946

Mortgage

Document Number	0000262240
Date	Mar 9, 2021
Instrument	20210262240

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1114 S SURFSIDE DR, GILBERT, AZ 85233-7946
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229130
Date	Mar 28, 2018
Instrument	20180229130

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	256 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,730 (+109.71%)	$397,300 (+6.6%) Land $79,400 Building $317,900
2025	$1,474.00 (-13.5%)	$18,945 (-53%)	$372,700 (-7.54%) Land $74,500 Building $298,200
2024		$40,310 (+21.23%)	$403,100 (+21.23%) Land $80,600 Building $322,500
2023	$1,704.00 (+3.21%)	$33,250 Land $6,650 Building $26,600	$332,500 Land $66,500 Building $266,000
2022	$1,651.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AirFiber WISP, Wi-Fiber.

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