1130 N Cedar St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1130 N Cedar St, Gilbert, AZ 85233

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,340 sqft · built 1986
Lot Size0.225 acres (9,831 sqft)
OwnerIndividual Name on Record
Last Sale$515,000 (Jul 2022)
Tax Bill$1,182 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jul 2022 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN302-13-431

Property Details

APN / Parcel Number

Primary APN302-13-431

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,340 sqft Living Area
1st Floor Area1,340 sqft

Exterior

Year BuiltBuilt 1986
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,831 sqft (0.225 acres)
Parking Spaces5 Parking Spaces
Patio Area416 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address1130 N CEDAR ST
CityGILBERT
StateAZ
Zip85233-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionOAKTREE PARK MCR 262-20
Legal Range05E
Legal Township01S
Legal Section01
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionOAKTREE PARK LOT 1-115 TR A
Legal Lot Number100
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1001
Census Tract422308

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1130 N CEDAR ST, GILBERT, AZ 85233-2703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Deed of Trust, Mortgage · SBA Mortgage
NEWTEK SMALL BUSINESS FINANCE LLC
Jul 27, 2022Warranty Deed, Transfer
FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGCY LLC
Apr 25, 2022Declaration, Transfer · Conventional Mortgage
LENDSURE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2022 · Amount on Record
Deed SaleJul 27, 2022 · Amount on Record
Prior SaleOct 15, 2002
Deed Document Number20220601229
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1130 N CEDAR ST, GILBERT, AZ 85233-2703
Transaction TypeMortgage
Record UpdatedMar 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1130 N CEDAR ST, GILBERT, AZ 85233-2703

Mortgage

Document Number0001273782
DateDec 1, 2021
Instrument20211273782
Lender
NameNEWTEK SMALL BUSINESS FINANCE LLC
TypeNon-Lending Institution
AddressNEW HYDE PARK, NY 11042
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJul 27, 2022
Property Address1130 N CEDAR ST, GILBERT, AZ 85233-2703
Document Number0000601229
Map ReferenceMB 262 PG 20
Instrument DateJul 12, 2022
Instrument20220601229
Transaction TypeTransfer
Record UpdatedMar 5, 2024
Title CompanyFIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGCY LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1130 N CEDAR ST, GILBERT, AZ 85233-2703

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1130 N CEDAR ST, GILBERT, AZ 85233-2703

April 2022: Declaration, Transfer

Document TypeDeclaration
JurisdictionMARICOPA AZ
Recording DateApr 25, 2022
Property Address1130 N CEDAR ST, GILBERT, AZ 85233-2703
Document Number0000361118
Map ReferenceMB 262 PG 20
Instrument DateApr 19, 2022
Instrument20220361118
Transaction TypeTransfer
Record UpdatedMar 5, 2024
Title CompanySURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1130 N CEDAR ST, GILBERT, AZ 85233-2703

Mortgage

Document Number0000361119
DateApr 25, 2022
Instrument20220361119
Lender
NameLENDSURE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueApr 24, 2023

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,620 (-0.27%)$406,200 (-0.27%) Land $81,200 Building $325,000
2025$1,182.00 (+3.14%)
2024$40,730$407,300 Land $81,400 Building $325,900
2023$1,146.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.6% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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