1120 N Cedar St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1120 N Cedar St, Gilbert, AZ 85233

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,324 sqft · built 1985
Lot Size0.196 acres (8,533 sqft)
Owner2 Individual Names on Record
Last Sale$91,500 (Aug 1996)
Tax Bill$1,196 (2025)
Deeds & MortgagesSep 2026 Mortgage
Aug 2022 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN302-13-432

Property Details

APN / Parcel Number

Primary APN302-13-432
Alternative APN
  • 302134321

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,324 sqft Living Area
Gross Area1,504 sqft
1st Floor Area1,324 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,533 sqft (0.196 acres)
Parking Spaces2 Parking Spaces
Pool Area456 sqft
PorchCovered Slab
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address1120 N CEDAR ST
CityGILBERT
StateAZ
Zip85233-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionOAKTREE PARK LOT 1-115 TR A MCR 262-20
Legal Range5E
Legal Township1S
Legal Section1
Legal SubdivisionOAKTREE PARK LOT 1-115 TR A
Legal TractA
Legal Lot Number101
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1001
Census Tract422308

Owner

Source: Maricopa County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1120 N CEDAR ST, GILBERT, AZ 85233-2703
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 11, 2022Beneficiary Deed, Transfer
Nov 6, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 1996 · Amount on Record
Deed SaleAug 23, 1996 · Amount on Record
Deed Document Number1996594722
Last Transfer DateAug 11, 2022
Transfer Doc0000637707
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateSep 15, 2026
Property Address1120 N CEDAR ST, GILBERT, AZ 85233-2703
Document Number0000541929
Instrument DateSep 10, 2026
Instrument2026541929
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 N CEDAR ST, GILBERT, AZ 85233-2703

Mortgage

Document Number0000541929,
DateSep 15, 2026
Instrument2026541929
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionMARICOPA AZ
Recording DateAug 11, 2022
Property Address1120 N CEDAR ST, GILBERT, AZ 85233-2703
Document Number0000637707
Map ReferenceMB 262 PG 20
Instrument DateAug 11, 2022
Instrument20220637707
Transaction TypeTransfer
Record UpdatedMar 5, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1120 N CEDAR ST, GILBERT, AZ 85233-2703

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateNov 6, 2017
Property Address1120 N CEDAR ST, GILBERT, AZ 85233-2703
Document Number0000825158
Map ReferenceMB 262 PG 20
Instrument DateOct 26, 2017
Instrument2017-0825158
Transaction TypeTransfer
Record UpdatedAug 19, 2022
Title CompanyADVANTAGE TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000825157
DateNov 6, 2017
Instrument2017-0825157
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2032

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$39,360 (+147.28%)$393,600 (+5.16%) Land $78,700 Building $314,900
2025$1,196.00 (+3.1%)$15,917 (-60.01%)$374,300 (-5.95%) Land $74,800 Building $299,500
2024$39,800$398,000 Land $79,600 Building $318,400
2023$1,160.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.6% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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