1130 Keystone Ave, River Forest, IL 60305 Property Records

Cook County property record for 1130 Keystone Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,765 sqft · built 1951
Lot Size	0.394 acres (17,175 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Mar 2012)
Tax Bill	$34,124 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-01-300-003`

Property Details

APN / Parcel Number

Primary APN	`15-01-300-003`
Alternative APN	`15-01-300-003-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,765 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	17,175 sqft (0.394 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1130 KEYSTONE AVE
City	RIVER FOREST
State	IL
Zip	60305-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WEIL) & (VINSONS) SUB OF BLKS 1,7&12 IN SNOW & DICKI NSONS ADD TO RIVER FOREST IN SEC2 IN SW SEC 01-39-12
Legal Range	12E
Legal Township	39N
Legal Section	01
Legal Subdivision	WEIL & VINSONS
Legal Block	1,7,1
Legal Lot Number	5,6
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	4
Census Block	4011
Census Tract	811900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1130 Keystone Ave is owned and occupied by an individual who bought it in March 2012.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1130 KEYSTONE AVE, RIVER FOREST, IL 60305-1326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 4, 2017	Deed of Trust, Mortgage PERL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2012 · Amount on File
Deed Sale	Mar 12, 2012 · Amount on File
Deed Document Number	201257259
Prior Transfer Date	Sep 10, 2003
Prior Transfer Doc	0000033089
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1130 KEYSTONE AVE, RIVER FOREST, IL 60305-1326
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	TRINITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032039109
Date	Nov 16, 2021
Instrument	2132039109

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Oct 1, 2036
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Margin	3
Max Rate	7.37%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1130 KEYSTONE AVE, RIVER FOREST, IL 60305-1326
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017433116
Date	Jun 23, 2021
Instrument	2117433116

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Feb 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	7.87%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1130 KEYSTONE AVE, RIVER FOREST, IL 60305-1326
Document Number	1729749117
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1130 KEYSTONE AVE RIVER FOREST IL 603051326, RIVER FOREST, IL 60305-1326

Mortgage

Document Number	1729749117
Date	Oct 24, 2017
Instrument	29749117

Lender

Name	PERL MTG
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,965 Land $20,610 Building $107,355	$1,279,650 Land $206,100 Building $1,073,550
2023	$34,124.00 (+4.51%)
2022	$32,650.00 Homeowner's exemption	$104,531 Land $18,033 Building $86,498	$1,045,310 Land $180,330 Building $864,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1130 Keystone Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2011–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1130 Keystone Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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