1125 Keystone Ave, River Forest, IL 60305 Property Records

Cook County property record for 1125 Keystone Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,355 sqft · built 1951
Lot Size	0.251 acres (10,950 sqft)
Owner	2 Individual Names on File
Last Sale	$894,000 (Oct 2023)
Tax Bill	$19,077 (2023)
Deeds & Mortgages	Jul 2025 Construction Loan Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-01-301-007`

Property Details

APN / Parcel Number

Primary APN	`15-01-301-007`
Alternative APN	`15-01-301-007-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,355 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,950 sqft (0.251 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1125 KEYSTONE AVE
City	RIVER FOREST
State	IL
Zip	60305-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SUBDIVISION) OF BLK 8 IN SNOW & DICKINSONS ADD SEC 01-39-12
Legal Range	12E
Legal Township	39N
Legal Section	01
Legal Subdivision	DICKINSONS ADD
Legal Block	8
Legal Lot Number	18
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	4
Census Block	4027
Census Tract	811900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1125 Keystone Ave is owned and occupied by two individuals who bought it in October 2023.

Source: Cook County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1125 KEYSTONE AVE, RIVER FOREST, IL 60305-1325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Deed of Trust, Mortgage · Construction Mortgage LAKESIDE BANK
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED HOME LOANS
Oct 12, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	Jul 8, 2010 · Amount on File
Deed Document Number	202329027
Prior Transfer Date	May 15, 1997
Prior Transfer Doc	0000000407
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1125 KEYSTONE AVE, RIVER FOREST, IL 60305-1325
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FREEDOM TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 KEYSTONE AVE, RIVER FOREST, IL 60305-1325

Mortgage

Document Number	0018330232
Date	Jul 2, 2025
Instrument	2518330232

Lender

Name	LAKESIDE BANK
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 30, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jun 5, 2026
Property Address	1125 KEYSTONE AVE, RIVER FOREST, IL 60305-1325
Document Number	0000025232
Instrument Date	May 29, 2026
Instrument	202625232
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAKESHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1125 KEYSTONE AVE, RIVER FOREST, IL 60305-1325

Mortgage

Document Number	0000025232,
Date	Jun 5, 2026
Instrument	202625232

Lender

Name	UNITED HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 12, 2023
Property Address	1125 KEYSTONE AVE, RIVER FOREST, IL 60305-1325
Document Number	0028529027
Instrument Date	Sep 18, 2023
Instrument	2328529027
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$894.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1125 KEYSTONE AVE, RIVER FOREST, IL 60305-1325

Mortgage

Document Number	0028529028
Date	Oct 12, 2023
Instrument	2328529028

Lender

Name	UNITED HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2043

Interest

Rate Type	Fixed Rate
Rate	6.99%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,000 Land $13,140 Building $59,860	$730,000 Land $131,400 Building $598,600
2023	$19,077.00 (+1.28%)
2022	$18,836.00 (-4.27%)	$61,752 (-7.28%) Land $11,497 Building $50,255	$617,520 (-7.28%) Land $114,970 Building $502,550
2021	$19,677.00 Homeowner's exemption	$66,604 Land $11,497 Building $55,107	$666,040 Land $114,970 Building $551,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1125 Keystone Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2011–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1125 Keystone Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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