1130 Homefield Commons Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1130 Homefield Commons Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,626 sqft · built 2004
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$155,200 (Dec 2020)
Tax Bill$4,129 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT040300267

Property Details

APN / Parcel Number

Primary APNT040300267
Alternative APN
  • 2-0098-9299-0Z-0039.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,626 sqft Living Area
Gross Area3,862 sqft
1st Floor Area1,626 sqft
Basement Area1,596 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area640 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area108 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT040300267
Street Address1130 HOMEFIELD COMMONS DR
CityO FALLON
StateMO
Zip63366-4596
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMEFIELD PH3 #1 VLG Z LOT 39
Legal SubdivisionHOMEFIELD #3 VLG Z #1
Legal Lot Number39
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group3
Census Block3003
Census Tract311604

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1130 HOMEFIELD COMMONS DR, O FALLON, MO 63366-4596
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2020 · Amount on Record
Deed SaleDec 10, 2020 · Amount on Record
Prior SaleMay 11, 2004 · Amount on Record
Deed Document Number202097116
Prior Transfer DateDec 3, 2020
Prior Transfer Doc2020R097116
Record UpdatedJun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateDec 10, 2020
Property Address1130 HOMEFIELD COMMONS DR, O FALLON, MO 63366-4596
Document Number0000097116
Instrument DateDec 3, 2020
Instrument97116
Transaction TypeTransfer
Record UpdatedMar 5, 2021
Title CompanyALLIANCE NATIONWIDE TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1130 HOMEFIELD COMMONS DR O FALLON MO 633664596, O FALLON, MO 63366-4596

Mortgage

Document Number97117
DateDec 10, 2020
Instrument97117
Lender
NameDELMAR FIN'L
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term180 Months
DueDec 9, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,129.00 (+7.16%)$64,305 (+10.43%)$338,445 (+10.43%) Land $70,000 Building $268,445
2024$3,853.00
2023$58,234
2022$306,492 Land $50,000 Building $256,492

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Socket Telecom, T-Mobile, Verizon, Wisper ISP.

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