1127 Homefield Commons Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1127 Homefield Commons Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,915 sqft · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (Jun 2018)
Tax Bill	$4,425 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T040300347`

Property Details

APN / Parcel Number

Primary APN	`T040300347`
Alternative APN	`2-0098-9300-0Z-0097.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,915 sqft Living Area
Gross Area	3,819 sqft
1st Floor Area	1,715 sqft
Basement Area	1,664 sqft
Finished Basement	1,200 sqft
Unfinished Basement	464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Patio Area	99 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T040300347
Street Address	1127 HOMEFIELD COMMONS DR
City	O FALLON
State	MO
Zip	63366-4598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEFIELD PH3 #2 VLG Z LOT 97
Legal Subdivision	HOMEFIELD PH3 VLG Z #2
Legal Lot Number	97
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3004
Census Tract	311604

Owner

1127 Homefield Commons Dr is owned and occupied by an individual who bought it in June 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1127 HOMEFIELD COMMONS DR, O FALLON, MO 63366-4598
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Jun 15, 2018	Warranty Deed, Transfer BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on File
Deed Sale	Jun 15, 2018 · Amount on File
Prior Sale	Apr 15, 2014 · Amount on File
Deed Document Number	2018333600
Deed Book / Page	6934 / 649
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1127 HOMEFIELD COMMONS DR, O FALLON, MO 63366-4598
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073770999
Date	Aug 21, 2020
Book Page	7377/999
Instrument	20200821000605010

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 15, 2018
Property Address	1127 HOMEFIELD COMMONS DR, O FALLON, MO 63366-4598
Document Number	0069340649
Book / Page	006934 / 000649
Instrument Date	May 30, 2018
Instrument	333600
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 HOMEFIELD COMMONS DR O FALLON MO 633664598, O FALLON, MO 63366-4598

Mortgage

Document Number	69340651
Date	Jun 15, 2018
Book Page	006934/000651
Instrument	333610

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1127 Homefield Commons Dr was $4,425.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,959 (-)	$362,942 (-) Land $70,000 Building $292,942
2025	$4,425.00	$68,959	$362,942 Land $70,000 Building $292,942
2023		$61,996
2022			$326,295 Land $50,000 Building $276,295

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1127 Homefield Commons Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1127 Homefield Commons Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Socket Telecom, T-Mobile, Verizon, Wisper ISP.

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