Benton County property record for 1130 Ellen Ray Ln, Centerton, AR 72719
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,010 sqft · built 2014 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Sep 2022) |
| Tax Bill | $3,984 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-04702-000 |
| Primary APN | 06-04702-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,010 sqft Living Area |
| Gross Area | 2,650 sqft |
| 1st Floor Area | 2,010 sqft |
| Flooring | Carpet |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,140 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 154 sqft |
| Patio Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1130 ELLEN RAY LN |
|---|---|
| City | CENTERTON |
| State | AR |
| Zip | 72719-7041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 1/27/2012 2012-33 |
| Legal Range | 31 |
| Legal Township | 20 |
| Legal Section | 28 |
| Legal Subdivision | FOREST PARK-CENTERTON |
| Legal Lot Number | 17 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20904 |
Source: Benton County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1130 ELLEN RAY LN, CENTERTON, AR 72719-7041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE BANK OF MISSOURI |
| Oct 5, 2021 | Warranty Deed, Transfer ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW LLC |
| Sep 23, 2019 | Warranty Deed, Transfer · Conventional with PMI SIGNATURE BK/AR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2022 · Amount on Record |
| Deed Sale | Sep 8, 2022 · Amount on Record |
| Prior Sale | Sep 23, 2019 · Amount on Record |
| Deed Document Number | 202258441 |
| Prior Transfer Date | Sep 9, 2005 |
| Prior Transfer Doc | 2005048031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Sep 8, 2022 |
| Property Address | 1130 ELLEN RAY LN, CENTERTON, AR 72719-7041 |
| Document Number | L202258441 |
| Map Reference | PL 2012 PG 33 |
| Instrument Date | Sep 6, 2022 |
| Instrument | L202258441 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Title Company | WACO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,270.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 890 CHOATE PLACE CIR, PEA RIDGE, AR 72751-2971 |
| Name | Verified Name |
|---|---|
| Address | 1130 ELLEN RAY LN, CENTERTON, AR 72719-7041 |
| Document Number | L202258442 |
|---|---|
| Date | Sep 8, 2022 |
| Instrument | L202258442 |
| Name | THE BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5.76% |
| Max Rate At Change | 7.76% |
| Index | Other |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Oct 5, 2021 |
| Property Address | 1130 ELLEN RAY LN, CENTERTON, AR 72719-7041 |
| Document Number | 0000074545 |
| Map Reference | PL 21 PG 101 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021074545 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Title Company | ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $907.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1182, BROKEN BOW, OK 74728-1182 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2006 W LINDA LN, ROGERS, AR 72758-6396 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Sep 23, 2019 |
| Property Address | 1130 ELLEN RAY LN, CENTERTON, AR 72719-7041 |
| Document Number | 0000050343 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 50343 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2019 |
| Title Company | WACO TITLE COMPANY, WACO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1130 ELLEN RAY LN CENTERTON AR 727197041, CENTERTON, AR 72719-7041 |
| Document Number | 50344 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 50344 |
| Name | SIGNATURE BK/AR |
|---|---|
| Type | Bank |
| Address | FAYETTEVILLE, AR 72703 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2049 |
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Centerton City |
| Unified School District | Bentonville Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,984.00 (+9.78%) | $70,377 (-) Land $19,600 Building $50,777 | $351,885 (-) Land $98,000 Building $253,885 |
| 2025 | $3,629.00 (+18.79%) | $70,377 (+42.12%) Land $19,600 Building $50,777 | |
| 2024 | $351,885 (+42.12%) Land $98,000 Building $253,885 | ||
| 2023 | $3,055.00 | $49,520 Land $11,000 Building $38,520 | $247,600 Land $55,000 Building $192,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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